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35150, AL Homeowners Insurance Rates

With a population size of 17,971 and with 7,693 occupied homes in the 35150 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Sylacauga, AL are around $1,157 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Sylacauga, Alabama. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Alabama home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Sylacauga, AL.

For Alabama home insurance information, including average Sylacauga home insurance rates, coverage options or the different homeowners insurance types, please select Sylacauga, AL Home Insurance Quotes Now!

35150 Home Insurance Average Premiums

Local 35150 homeowners insurance quotes comparison

$907 /yr.

Shows Zip Code: 35150 lowest rates with discounts applied on average.

For the 35150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$907 /yr.
Average Coverage:$1157 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1457 /yr.

What is the average home insurance cost for a home in 35150?

  • • The average homeowners insurance premium paid annually for a home in 35150 is around $1157 per year.

What does it cost on average per month for home insurance in 35150?

  • • Homeowners in 35150 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 35150?

  • • Autoowners in 35150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sylacauga area, check out other zip codes nearby 35150.
Review average rates in another zip code:
35150 homeowners insurance rates
35151 homeowners insurance rates

Home Replacement Cost Coverage in 35150

Average Building Cost Per Square Foot in 35150: $104

Location: Sylacauga, Alabama (Talladega County)

Average Square Footage in 35150: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35150 before you start any project. Sylacauga homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sylacauga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,102$114,600
Additional Upgrades & Added Features$1301,102$143,250
Major Home Updates or Advancements$1561,102$171,900

It's important to understand that when you estimate your replacement cost of your home in the 35150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35150

Craddock-Field Insurance

Address: Ogletree Plaza Sylacauga, AL 35150
Phone: (256)245-7053
Website:

Best Home & Auto Insurance Agencies in 35150

Ray Insurance Agency

Address: 34920 US-280 Sylacauga, AL 35150
Phone:
Website:
Info:

Allstate Insurance

Address: 34501 US-280 Sylacauga, AL 35150
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Holland Daren Insurance

Address: 1109 Old Talladega Hwy Sylacauga, AL 35150
Phone:
Website:
Info:

Culver Johnnie C Insurance

Address: 1011 W Fort Williams St Sylacauga, AL 35150
Phone:
Website:
Info:

Craddock-Field Insurance

Address: Ogletree St Mignon, AL 35150
Phone:
Website:
Info:

Housing Demographics for 35150

Population Review for 35150 Zip Code

For the city of Sylacauga, the population within 35150 has increased to over 18,176 residents in population size. The current population total is 17,971. We have broken down the population based on race below. In 35150, there are over 8271 in male population and 9700 females.

PopulationValues
Total Population17,971
White Population11065
Black Population5802
Hispanic Population431
Asian Population66
Hawaiian Population8
Indian Population36
Other Population259
Male Population8271
Female Population9700
Population Estimate18176

Household Data for 35150

The average number of homes in 35150 is around 7,693, there are an average of 2.30 per household. The average house value according to local real estate values is around $114,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,693
Persons Per Household2.30
Average House Value$114,600
Income Per Household$37402
Median Age42.0
Median Age Male40.9
Median Age Female42.9
35150 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256/938
CitySylacauga
City Alias NameSYLACAUGA
CountyTalladega
County FIPS121
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA142
CBSA45180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTalladega-Sylacauga, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses411
Number Of Employees7042
Business First Quarter Payroll64515
Business Annual Payroll273226
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population82291
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential7903
Delivery Business594
Delivery Total9090
Preferred Last Line KeyY11161
Classification Code
Multi-CountyY
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY11161
Land Area61.093000
Water Area0.645000
City Alias Code
City Mixed CaseSylacauga
City Alias Mixed CaseSylacauga
Box Count405
SFDU6956
MFDU664
State ANSI01
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number017970
Unique ZIP Name
SSA State County Code01600
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseTalladega

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]