Get multiple home insurance quotes in 35173. Our licensed 35173, AL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 35173

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 35173, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Trussville, AL from a list of top tier nationwide insurers.

Our Alabama licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 35173 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 35173

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Trussville, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

35173 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Trussville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 35173, homeowners are seeing rates around 1166 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 35173!

35173 Home Insurance Average Premiums

Local 35173 homeowners insurance quotes comparison

$916 /yr.

Shows Zip Code: 35173 lowest rates with discounts applied on average.

For the 35173, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$916 /yr.
Average Coverage:$1166 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1466 /yr.

What is the average home insurance cost for a home in 35173?

  • • The average homeowners insurance premium paid annually for a home in 35173 is around $1166 per year.

What does it cost on average per month for home insurance in 35173?

  • • Homeowners in 35173 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 35173?

  • • Autoowners in 35173 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trussville area, check out other zip codes nearby 35173.
Review average rates in another zip code:
35173 homeowners insurance rates

Home Replacement Cost Coverage in 35173

Average Building Cost Per Square Foot in 35173: $104

Location: Trussville, Alabama (Jefferson County)

Average Square Footage in 35173: 2,591 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35173 before you start any project. Trussville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35173 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35173 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,591 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trussville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1042,591$269,500
Additional Upgrades & Added Features$1302,591$336,875
Major Home Updates or Advancements$1562,591$404,250

It's important to understand that when you estimate your replacement cost of your home in the 35173 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35173

Best Home & Auto Insurance Agencies in 35173

State Farm Insurance

Address: 7129 Gadsden Hwy Trussville, AL 35173
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Waid- James W - State Farm Insurance Agent

Address: 326 Main St Trussville, AL 35173
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Alfa Insurance - Trussville

Address: 1110 N Chalkville Rd, #140 Trussville, AL 35173
Phone:
Website:
Info:

Girardeau- Allan J - State Farm Insurance Agent

Address: 7129 Gadsden Hwy, #209 Trussville, AL 35173
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance

Address: 8178 Gadsden Hwy, #112 Trussville, AL 35173
Phone:
Website:
Info:

Housing Demographics for 35173

Population Review for 35173 Zip Code

For the city of Trussville, the population within 35173 has increased to over 34,198 residents in population size. The current population total is 31,413. We have broken down the population based on race below. In 35173, there are over 15221 in male population and 16192 females.

PopulationValues
Total Population31,413
White Population25531
Black Population3249
Hispanic Population1053
Asian Population514
Hawaiian Population8
Indian Population92
Other Population486
Male Population15221
Female Population16192
Population Estimate34198

Household Data for 35173

The average number of homes in 35173 is around 11,056, there are an average of 2.82 per household. The average house value according to local real estate values is around $269,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,056
Persons Per Household2.82
Average House Value$269,500
Income Per Household$103097
Median Age39.9
Median Age Male38.8
Median Age Female40.8
35173 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityTrussville
City Alias NameTRUSSVILLE
CountyJefferson
County FIPS073
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses627
Number Of Employees7374
Business First Quarter Payroll80519
Business Annual Payroll325804
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District03|06
Congressional LandArea7543.86|4170.78
Delivery Residential12127
Delivery Business653
Delivery Total13403
Preferred Last Line KeyY11195
Classification Code
Multi-CountyY
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY11195
Land Area64.532000
Water Area1.102000
City Alias Code
City Mixed CaseTrussville
City Alias Mixed CaseTrussville
Box Count299
SFDU11763
MFDU86
State ANSI01
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number018230
Unique ZIP Name
SSA State County Code01360
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]