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35222 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 35222 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Birmingham, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 35222.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 35222 and start shopping.

Quickly and Easily Compare Average Rates for 35222

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Birmingham, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 35222

Homeowners in Birmingham are paying roughly $1199 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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35222 Home Insurance Average Premiums

Local 35222 homeowners insurance quotes comparison

$949 /yr.

Shows Zip Code: 35222 lowest rates with discounts applied on average.

For the 35222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$949 /yr.
Average Coverage:$1199 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1499 /yr.

What is the average home insurance cost for a home in 35222?

  • • The average homeowners insurance premium paid annually for a home in 35222 is around $1199 per year.

What does it cost on average per month for home insurance in 35222?

  • • Homeowners in 35222 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 35222?

  • • Autoowners in 35222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Birmingham area, check out other zip codes nearby 35222.
Review average rates in another zip code:
35215 homeowners insurance rates
35221 homeowners insurance rates
35226 homeowners insurance rates
35209 homeowners insurance rates
35212 homeowners insurance rates
35234 homeowners insurance rates
35211 homeowners insurance rates
35229 homeowners insurance rates
35205 homeowners insurance rates
35206 homeowners insurance rates

Home Replacement Cost Coverage in 35222

Average Building Cost Per Square Foot in 35222: $104

Location: Birmingham, Alabama (Jefferson County)

Average Square Footage in 35222: 3,197 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35222 before you start any project. Birmingham homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,197 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Birmingham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1043,197$332,500
Additional Upgrades & Added Features$1303,197$415,625
Major Home Updates or Advancements$1563,197$498,750

It's important to understand that when you estimate your replacement cost of your home in the 35222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35222

Allstate Insurance

Address: 4120 3rd Avenue S # A Birmingham, AL 35222
Phone: (205)595-1100
Website: [email protected]

Best Home & Auto Insurance Agencies in 35222

John Powell-Farmers Insurance

Address: Birmingham, AL 35222
Phone:
Website:
Info:

Allstate Insurance Company - James Price

Address: Birmingham, AL 35222
Phone:
Website: http://www.allstateagencies.com/072052?cid=OTC-YP.com-IYP&att=TL
Info:

Patterson- Ferlincia

Address: 3606 6th Ave S Birmingham, AL 35222
Phone:
Website: http://www.ferlinciapatterson.com
Info:

Allstate Insurance Company - Patrick Matthews

Address: 4120 3rd Ave S Birmingham, AL 35222
Phone:
Website: http://www.allstateagencies.com/090097?cid=OTC-YP.com-IYP&att=TL
Info:

Erdman, Marnie - Allstate Insurance

Address: 13521 Old Highway 280 # 129 Birmingham, AL 35222
Phone:
Website: http://www.allstateagencies.com/marniewatson/Welcome/
Info:

Housing Demographics for 35222

Population Review for 35222 Zip Code

For the city of Birmingham, the population within 35222 has increased to over 8,613 residents in population size. The current population total is 8,419. We have broken down the population based on race below. In 35222, there are over 4176 in male population and 4243 females.

PopulationValues
Total Population8,419
White Population5416
Black Population2298
Hispanic Population315
Asian Population136
Hawaiian Population8
Indian Population29
Other Population131
Male Population4176
Female Population4243
Population Estimate8613

Household Data for 35222

The average number of homes in 35222 is around 4,174, there are an average of 1.98 per household. The average house value according to local real estate values is around $332,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,174
Persons Per Household1.98
Average House Value$332,500
Income Per Household$65665
Median Age35.5
Median Age Male35.5
Median Age Female35.6
35222 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205
CityBirmingham
City Alias NameBIRMINGHAM
CountyJefferson
County FIPS073
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses420
Number Of Employees8479
Business First Quarter Payroll134504
Business Annual Payroll572041
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District06|07
Congressional LandArea4170.78|10156.13
Delivery Residential4350
Delivery Business602
Delivery Total4927
Preferred Last Line KeyY10114
Classification Code
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY10114
Land Area3.897000
Water Area0.002000
City Alias Code
City Mixed CaseBirmingham
City Alias Mixed CaseBirmingham
Box Count0
SFDU3318
MFDU951
State ANSI01
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number010780
Unique ZIP Name
SSA State County Code01360
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Alabama Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]