35222 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 35222 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Birmingham, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 35222.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 35222 and start shopping.

Quickly and Easily Compare Average Rates for 35222

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Birmingham, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 35222

Homeowners in Birmingham are paying roughly $1199 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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35222 Home Insurance Average Premiums

Local 35222 homeowners insurance quotes comparison

$949 /yr.

Shows Zip Code: 35222 lowest rates with discounts applied on average.

For the 35222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$949 /yr.
Average Coverage:	$1199 /yr.
2600 sq. ft. or higher (all discounts applied)	$1499 /yr.

What is the average home insurance cost for a home in 35222?

• The average homeowners insurance premium paid annually for a home in 35222 is around $1199 per year.

What does it cost on average per month for home insurance in 35222?

• Homeowners in 35222 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 35222?

• Autoowners in 35222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Birmingham area, check out other zip codes nearby 35222.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 35222

Average Building Cost Per Square Foot in 35222: $104

Location: Birmingham, Alabama (Jefferson County)

Average Square Footage in 35222: 3,197 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35222 before you start any project. Birmingham homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,197 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Birmingham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$104	3,197	$332,500
Additional Upgrades & Added Features	$130	3,197	$415,625
Major Home Updates or Advancements	$156	3,197	$498,750

Calculate Your Dwelling Coverage in 35222

It's important to understand that when you estimate your replacement cost of your home in the 35222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 35222

Patterson- Ferlincia

Address: 3606 6th Ave S Birmingham, AL 35222
Phone:
Website: http://www.ferlinciapatterson.com
Info:

Russell, Pete - Allstate

Address: 2015 Stonegate Trl # 105 Vestavia Hills, AL 35222
Phone:
Website: http://www.allstateagencies.com/PeteRussell4/Welcome/
Info:

John Powell-Farmers Insurance

Address: Birmingham, AL 35222
Phone:
Website:
Info:

Robert Williams-Farmers Insurance

Address: Birmingham, AL 35222
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 13521 Old Highway 280 Birmingham, AL 35222
Phone:
Website: http://www.allstateagencies.com/keeleymoore/Welcome/
Info:

Housing Demographics for 35222

Population Review for 35222 Zip Code

For the city of Birmingham, the population within 35222 has increased to over 8,613 residents in population size. The current population total is 8,419. We have broken down the population based on race below. In 35222, there are over 4176 in male population and 4243 females.

Population	Values
Total Population	8,419
White Population	5416
Black Population	2298
Hispanic Population	315
Asian Population	136
Hawaiian Population	8
Indian Population	29
Other Population	131
Male Population	4176
Female Population	4243
Population Estimate	8613

Household Data for 35222

The average number of homes in 35222 is around 4,174, there are an average of 1.98 per household. The average house value according to local real estate values is around $332,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	4,174
Persons Per Household	1.98
Average House Value	$332,500
Income Per Household	$65665
Median Age	35.5
Median Age Male	35.5
Median Age Female	35.6

35222 Details	Values
State	AL
State Full Name	Alabama
City Type	P
City Alias Abbreviation
Area Code	205
City	Birmingham
City Alias Name	BIRMINGHAM
County	Jefferson
County FIPS	073
State FIPS	01
Time Zone	6
Day Light Saving	Y
MSA	1000
PMSA
CSA	142
CBSA	13820
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Birmingham, AL
MSA_Name	Birmingham, AL MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	420
Number Of Employees	8479
Business First Quarter Payroll	134504
Business Annual Payroll	572041
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1128047
CBSA Division Population	0
Congressional District	06\|07
Congressional LandArea	4170.78\|10156.13
Delivery Residential	4350
Delivery Business	602
Delivery Total	4927
Preferred Last Line Key	Y10114
Classification Code
Multi-County
CSA Name	Birmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State Key	Y10114
Land Area	3.897000
Water Area	0.002000
City Alias Code
City Mixed Case	Birmingham
City Alias Mixed Case	Birmingham
Box Count	0
SFDU	3318
MFDU	951
State ANSI	01
County ANSI	073
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	010780
Unique ZIP Name
SSA State County Code	01360
Medicare CBSA Code	13820
Medicare CBSA Name	Birmingham-Hoover, AL
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Jefferson

Alabama Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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