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If you live in the 35462 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Eutaw have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our AL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 35462 and then compare quotes from a variety of nationwide insurance companies.

35462 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 35462 the average premium for homeowners coverage is $1107 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 35462. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 35462 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Eutaw, AL home insurance quotes in your area.

35462 Home Insurance Average Premiums

Local 35462 homeowners insurance quotes comparison

$857 /yr.

Shows Zip Code: 35462 lowest rates with discounts applied on average.

For the 35462, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$857 /yr.
Average Coverage:$1107 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1407 /yr.

What is the average home insurance cost for a home in 35462?

  • • The average homeowners insurance premium paid annually for a home in 35462 is around $1107 per year.

What does it cost on average per month for home insurance in 35462?

  • • Homeowners in 35462 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 35462?

  • • Autoowners in 35462 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eutaw area, check out other zip codes nearby 35462.
Review average rates in another zip code:
35462 homeowners insurance rates

Home Replacement Cost Coverage in 35462

Average Building Cost Per Square Foot in 35462: $104

Location: Eutaw, Alabama (Greene County)

Average Square Footage in 35462: 868 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35462 before you start any project. Eutaw homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35462 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35462 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 868 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eutaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104868$90,300
Additional Upgrades & Added Features$130868$112,875
Major Home Updates or Advancements$156868$135,450

It's important to understand that when you estimate your replacement cost of your home in the 35462 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35462

Best Home & Auto Insurance Agencies in 35462

Farmers Insurance

Address: 301 Prairie Ave Eutaw, AL 35462
Phone:
Website: http://www.farmers.com/
Info:

Smith- Yvonne S

Address: 100 1st Ave S Eutaw, AL 35462
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Merchants & Farmers Insurance Agency

Address: 250 Prairie Ave S Eutaw, AL 35462
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Alfa Insurance

Address: 101 Boligee St Eutaw, AL 35462
Phone:
Website: http://www.alfainsurance.com/
Info:

Housing Demographics for 35462

Population Review for 35462 Zip Code

For the city of Eutaw, the population within 35462 has increased to over 4,714 residents in population size. The current population total is 4,648. We have broken down the population based on race below. In 35462, there are over 2178 in male population and 2470 females.

PopulationValues
Total Population4,648
White Population754
Black Population3786
Hispanic Population45
Asian Population5
Hawaiian Population0
Indian Population3
Other Population26
Male Population2178
Female Population2470
Population Estimate4714

Household Data for 35462

The average number of homes in 35462 is around 2,052, there are an average of 2.23 per household. The average house value according to local real estate values is around $90,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,052
Persons Per Household2.23
Average House Value$90,300
Income Per Household$29817
Median Age44.1
Median Age Male40.6
Median Age Female46.9
35462 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityEutaw
City Alias NameEUTAW
CountyGreene
County FIPS063
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA46220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTuscaloosa, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses78
Number Of Employees1298
Business First Quarter Payroll10428
Business Annual Payroll44466
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population219461
CBSA Division Population0
Congressional District07
Congressional LandArea10156.13
Delivery Residential2114
Delivery Business91
Delivery Total2592
Preferred Last Line KeyY10403
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10403
Land Area284.785000
Water Area3.193000
City Alias Code
City Mixed CaseEutaw
City Alias Mixed CaseEutaw
Box Count275
SFDU1615
MFDU45
State ANSI01
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number012840
Unique ZIP Name
SSA State County Code01310
Medicare CBSA Code46220
Medicare CBSA NameTuscaloosa, AL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseGreene

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]