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35476 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 35476 zip code it's important to know that our rates are very competitive for homeowners living in Northport, AL. Many homeowners based out of your 35476 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 35476 should appear in the zip code field ready to go. For Northport, AL Homeowners Insurance Quotes nearby, we offer the best rates and service.

35476: Average Home Insurance Rates

For homeowners living in the great city of Northport, the average homeowners policy is considered high in comparison to other states. Alabama premiums are estimated to be around $1129 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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35476 Home Insurance Average Premiums

Local 35476 homeowners insurance quotes comparison

$879 /yr.

Shows Zip Code: 35476 lowest rates with discounts applied on average.

For the 35476, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$879 /yr.
Average Coverage:$1129 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1429 /yr.

What is the average home insurance cost for a home in 35476?

  • • The average homeowners insurance premium paid annually for a home in 35476 is around $1129 per year.

What does it cost on average per month for home insurance in 35476?

  • • Homeowners in 35476 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 35476?

  • • Autoowners in 35476 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Northport area, check out other zip codes nearby 35476.
Review average rates in another zip code:
35475 homeowners insurance rates
35476 homeowners insurance rates
35473 homeowners insurance rates

Home Replacement Cost Coverage in 35476

Average Building Cost Per Square Foot in 35476: $104

Location: Northport, Alabama (Tuscaloosa County)

Average Square Footage in 35476: 1,506 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35476 before you start any project. Northport homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35476 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35476 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,506 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Northport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,506$156,600
Additional Upgrades & Added Features$1301,506$195,750
Major Home Updates or Advancements$1561,506$234,900

It's important to understand that when you estimate your replacement cost of your home in the 35476 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35476

Athlete's Foot

Address: 5550 McFarland Boulevard Northport, AL 35476
Phone: (205)333-1313
Website: www.theathletesfoot.com

Allstate Insurance - Thomas Smith

Address: 5550 Mc Farland Blvd Ste 850 Northport, AL 35476
Phone: (205)333-0070
Website:

Allen Insurance Agency Inc

Address: 3920 McFarland Boulevard Northport, AL 35476
Phone: (205)333-7133
Website:

Thomas Brenda-Farmers Insurance Agency

Address: 917 McFarland Boulevard Northport, AL 35476
Phone: (205)330-0900
Website: www.farmers.com

Jennifer N. Allen Agency

Address: 2506 Lurleen B Wallace Blvd Northport, AL 35476
Phone: (205)333-7133
Website:

Best Home & Auto Insurance Agencies in 35476

Allen Insurance Agency Inc

Address: 3920 McFarland Blvd Northport, AL 35476
Phone:
Website:
Info:

Jennifer N. Allen Agency

Address: 2506 Lurleen B Wallace Blvd Northport, AL 35476
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1010 26th Ave Northport, AL 35476
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Alfa Insurance - Northport

Address: 1211 Lurleen B Wallace Blvd Northport, AL 35476
Phone:
Website:
Info:

Allstate Insurance - Thomas Smith

Address: 5550 McFarland Blvd, #850 Northport, AL 35476
Phone:
Website:
Info:

Housing Demographics for 35476

Population Review for 35476 Zip Code

For the city of Northport, the population within 35476 has increased to over 8,170 residents in population size. The current population total is 8,697. We have broken down the population based on race below. In 35476, there are over 3842 in male population and 4855 females.

PopulationValues
Total Population8,697
White Population3448
Black Population3952
Hispanic Population1068
Asian Population60
Hawaiian Population1
Indian Population204
Other Population671
Male Population3842
Female Population4855
Population Estimate8170

Household Data for 35476

The average number of homes in 35476 is around 3,375, there are an average of 2.36 per household. The average house value according to local real estate values is around $156,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,375
Persons Per Household2.36
Average House Value$156,600
Income Per Household$48805
Median Age36.1
Median Age Male33.6
Median Age Female38.5
35476 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205
CityNorthport
City Alias NameNORTHPORT
CountyTuscaloosa
County FIPS125
State FIPS01
Time Zone6
Day Light SavingY
MSA8600
PMSA
CSA
CBSA46220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTuscaloosa, AL
MSA_NameTuscaloosa, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses453
Number Of Employees9302
Business First Quarter Payroll73620
Business Annual Payroll328157
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population219461
CBSA Division Population0
Congressional District04|07
Congressional LandArea8888.77|10156.13
Delivery Residential3462
Delivery Business641
Delivery Total4874
Preferred Last Line KeyY10879
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10879
Land Area6.900000
Water Area0.271000
City Alias Code
City Mixed CaseNorthport
City Alias Mixed CaseNorthport
Box Count535
SFDU2426
MFDU338
State ANSI01
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number016070
Unique ZIP Name
SSA State County Code01620
Medicare CBSA Code46220
Medicare CBSA NameTuscaloosa, AL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseTuscaloosa

Alabama Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]