Get multiple home insurance quotes in 35544. Our licensed 35544, AL agents are ready to serve you.

35544 Home Insurance Rates & Premiums

Did you know there are over 660 people living within the 35544 zip code area? There are over 311 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 35544.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Alabama are on the rise. The estimated average premium is around $1,071 a year for a standard homeowners insurance policy in Beaverton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Beaverton, AL Homeowners Insurance Quotes Online

35544 Home Insurance Average Premiums

Local 35544 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 35544 lowest rates with discounts applied on average.

For the 35544, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1371 /yr.

What is the average home insurance cost for a home in 35544?

  • • The average homeowners insurance premium paid annually for a home in 35544 is around $1071 per year.

What does it cost on average per month for home insurance in 35544?

  • • Homeowners in 35544 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 35544?

  • • Autoowners in 35544 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beaverton area, check out other zip codes nearby 35544.
Review average rates in another zip code:
35544 homeowners insurance rates

Home Replacement Cost Coverage in 35544

Average Building Cost Per Square Foot in 35544: $104

Location: Beaverton, Alabama (Lamar County)

Average Square Footage in 35544: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35544 before you start any project. Beaverton homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35544 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35544 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beaverton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,587$165,000
Additional Upgrades & Added Features$1301,587$206,250
Major Home Updates or Advancements$1561,587$247,500

It's important to understand that when you estimate your replacement cost of your home in the 35544 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35544

Best Home & Auto Insurance Agencies in 35544

Housing Demographics for 35544

Population Review for 35544 Zip Code

For the city of Beaverton, the population within 35544 has increased to over 697 residents in population size. The current population total is 660. We have broken down the population based on race below. In 35544, there are over 345 in male population and 315 females.

PopulationValues
Total Population660
White Population628
Black Population8
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population3
Other Population2
Male Population345
Female Population315
Population Estimate697

Household Data for 35544

The average number of homes in 35544 is around 311, there are an average of 2.12 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode311
Persons Per Household2.12
Average House Value$165,000
Income Per Household$49009
Median Age49.5
Median Age Male49.2
Median Age Female50.3
35544 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityBeaverton
City Alias NameBEAVERTON
CountyLamar
County FIPS075
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees11
Business First Quarter Payroll108
Business Annual Payroll458
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea8888.77
Delivery Residential329
Delivery Business9
Delivery Total393
Preferred Last Line KeyY10091
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10091
Land Area77.161000
Water Area0.028000
City Alias Code
City Mixed CaseBeaverton
City Alias Mixed CaseBeaverton
Box Count23
SFDU329
MFDU0
State ANSI01
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number010620
Unique ZIP Name
SSA State County Code01370
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseLamar

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]