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Homeowners Insurance in 35646

In Leighton, AL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 35646 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 35646 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 35646 should appear in the zip code field ready to go.

35646 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Alabama, you are going to see rates around the average home insurance premium per year of $1134. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Leighton home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 35646 Home Insurance Rates Now!

Best 3 Options to Compare in 35646

If you want homeowners insurance quotes within the city of Leighton or in the 35646 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Leighton, AL.

35646 Home Insurance Average Premiums

Local 35646 homeowners insurance quotes comparison

$884 /yr.

Shows Zip Code: 35646 lowest rates with discounts applied on average.

For the 35646, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$884 /yr.
Average Coverage:$1134 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1434 /yr.

What is the average home insurance cost for a home in 35646?

  • • The average homeowners insurance premium paid annually for a home in 35646 is around $1134 per year.

What does it cost on average per month for home insurance in 35646?

  • • Homeowners in 35646 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 35646?

  • • Autoowners in 35646 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leighton area, check out other zip codes nearby 35646.
Review average rates in another zip code:
35646 homeowners insurance rates

Home Replacement Cost Coverage in 35646

Average Building Cost Per Square Foot in 35646: $104

Location: Leighton, Alabama (Colbert County)

Average Square Footage in 35646: 945 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35646 before you start any project. Leighton homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35646 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35646 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 945 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leighton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104945$98,300
Additional Upgrades & Added Features$130945$122,875
Major Home Updates or Advancements$156945$147,450

It's important to understand that when you estimate your replacement cost of your home in the 35646 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35646

Best Home & Auto Insurance Agencies in 35646

Alfa Insurance - Leighton

Address: Main St Leighton, AL 35646
Phone:
Website:
Info:

Housing Demographics for 35646

Population Review for 35646 Zip Code

For the city of Leighton, the population within 35646 has increased to over 4,337 residents in population size. The current population total is 4,268. We have broken down the population based on race below. In 35646, there are over 2115 in male population and 2153 females.

PopulationValues
Total Population4,268
White Population3102
Black Population887
Hispanic Population115
Asian Population7
Hawaiian Population4
Indian Population43
Other Population48
Male Population2115
Female Population2153
Population Estimate4337

Household Data for 35646

The average number of homes in 35646 is around 1,808, there are an average of 2.36 per household. The average house value according to local real estate values is around $98,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,808
Persons Per Household2.36
Average House Value$98,300
Income Per Household$50714
Median Age44.7
Median Age Male44.8
Median Age Female44.6
35646 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256/938
CityLeighton
City Alias NameLEIGHTON
CountyColbert
County FIPS033
State FIPS01
Time Zone6
Day Light SavingY
MSA2650
PMSA
CSA250
CBSA22520
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlorence-Muscle Shoals, AL
MSA_NameFlorence, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees299
Business First Quarter Payroll2581
Business Annual Payroll11760
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population147137
CBSA Division Population0
Congressional District04
Congressional LandArea8888.77
Delivery Residential1838
Delivery Business69
Delivery Total2306
Preferred Last Line KeyY10698
Classification Code
Multi-County
CSA NameFlorence-Muscle Shoals-Russellville, AL
CBSA_DIV_Name
City State KeyY10698
Land Area90.379000
Water Area0.342000
City Alias Code
City Mixed CaseLeighton
City Alias Mixed CaseLeighton
Box Count210
SFDU1806
MFDU0
State ANSI01
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number014830
Unique ZIP Name
SSA State County Code01160
Medicare CBSA Code22520
Medicare CBSA NameFlorence-Muscle Shoals, AL
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseColbert

Alabama Homeowners Insurance News & Information

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