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35761 Homeowners Insurance Quotes & Rates

New Market residents living within the 4,830 homes available in the zip code of 35761 are shopping online to compare cheaper and more affordable New Market, AL home insurance rates. In the great city of New Market, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Alabama is around $1,180 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 35761 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 35761 home insurance rates today! Please give us a call now at 1-855-976-2656. For New Market, AL Homeowners Insurance Quotes, Click to easily get started!

35761 Home Insurance Average Premiums

Local 35761 homeowners insurance quotes comparison

$930 /yr.

Shows Zip Code: 35761 lowest rates with discounts applied on average.

For the 35761, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$930 /yr.
Average Coverage:$1180 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1480 /yr.

What is the average home insurance cost for a home in 35761?

  • • The average homeowners insurance premium paid annually for a home in 35761 is around $1180 per year.

What does it cost on average per month for home insurance in 35761?

  • • Homeowners in 35761 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 35761?

  • • Autoowners in 35761 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Market area, check out other zip codes nearby 35761.
Review average rates in another zip code:
35761 homeowners insurance rates

Home Replacement Cost Coverage in 35761

Average Building Cost Per Square Foot in 35761: $104

Location: New Market, Alabama (Madison County)

Average Square Footage in 35761: 1,573 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35761 before you start any project. New Market homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35761 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35761 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,573 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Market area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,573$163,600
Additional Upgrades & Added Features$1301,573$204,500
Major Home Updates or Advancements$1561,573$245,400

It's important to understand that when you estimate your replacement cost of your home in the 35761 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35761

Best Home & Auto Insurance Agencies in 35761

Housing Demographics for 35761

Population Review for 35761 Zip Code

For the city of New Market, the population within 35761 has increased to over 14,765 residents in population size. The current population total is 12,561. We have broken down the population based on race below. In 35761, there are over 6204 in male population and 6357 females.

PopulationValues
Total Population12,561
White Population9621
Black Population1415
Hispanic Population453
Asian Population86
Hawaiian Population6
Indian Population196
Other Population211
Male Population6204
Female Population6357
Population Estimate14765

Household Data for 35761

The average number of homes in 35761 is around 4,830, there are an average of 2.60 per household. The average house value according to local real estate values is around $163,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,830
Persons Per Household2.60
Average House Value$163,600
Income Per Household$68864
Median Age39.5
Median Age Male38.7
Median Age Female40.2
35761 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256
CityNew Market
City Alias NameNEW MARKET
CountyMadison
County FIPS089
State FIPS01
Time Zone6
Day Light SavingY
MSA3440
PMSA
CSA290
CBSA26620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHuntsville, AL
MSA_NameHuntsville, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses82
Number Of Employees314
Business First Quarter Payroll2553
Business Annual Payroll11859
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population417593
CBSA Division Population0
Congressional District05
Congressional LandArea3677.31
Delivery Residential5679
Delivery Business86
Delivery Total6097
Preferred Last Line KeyY10867
Classification Code
Multi-County
CSA NameHuntsville-Decatur-Albertville, AL-TN
CBSA_DIV_Name
City State KeyY10867
Land Area116.581000
Water Area0.283000
City Alias Code
City Mixed CaseNew Market
City Alias Mixed CaseNew Market
Box Count204
SFDU4944
MFDU0
State ANSI01
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number016000
Unique ZIP Name
SSA State County Code01440
Medicare CBSA Code26620
Medicare CBSA NameHuntsville, AL
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseMadison

Alabama Homeowners Insurance News & Information

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