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35774 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 35774 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Trenton, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 35774.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 35774 and start shopping.

Quickly and Easily Compare Average Rates for 35774

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Trenton, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 35774

Homeowners in Trenton are paying roughly $1103 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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35774 Home Insurance Average Premiums

Local 35774 homeowners insurance quotes comparison

$853 /yr.

Shows Zip Code: 35774 lowest rates with discounts applied on average.

For the 35774, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$853 /yr.
Average Coverage:$1103 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1403 /yr.

What is the average home insurance cost for a home in 35774?

  • • The average homeowners insurance premium paid annually for a home in 35774 is around $1103 per year.

What does it cost on average per month for home insurance in 35774?

  • • Homeowners in 35774 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 35774?

  • • Autoowners in 35774 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trenton area, check out other zip codes nearby 35774.
Review average rates in another zip code:
35774 homeowners insurance rates

Home Replacement Cost Coverage in 35774

Average Building Cost Per Square Foot in 35774: $104

Location: Trenton, Alabama (Jackson County)

Average Square Footage in 35774: 865 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35774 before you start any project. Trenton homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35774 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35774 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 865 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104865$90,000
Additional Upgrades & Added Features$130865$112,500
Major Home Updates or Advancements$156865$135,000

It's important to understand that when you estimate your replacement cost of your home in the 35774 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35774

Best Home & Auto Insurance Agencies in 35774

Housing Demographics for 35774

Population Review for 35774 Zip Code

For the city of Trenton, the population within 35774 has increased to over 151 residents in population size. The current population total is 110. We have broken down the population based on race below. In 35774, there are over 62 in male population and 48 females.

PopulationValues
Total Population110
White Population94
Black Population0
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population9
Other Population2
Male Population62
Female Population48
Population Estimate151

Household Data for 35774

The average number of homes in 35774 is around 48, there are an average of 2.29 per household. The average house value according to local real estate values is around $90,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode48
Persons Per Household2.29
Average House Value$90,000
Income Per Household$78077
Median Age59.3
Median Age Male64.0
Median Age Female50.0
35774 DetailsValues
StateAL
State Full NameAlabama
City TypeN
City Alias Abbreviation
Area Code256
CityTrenton
City Alias NameTRENTON
CountyJackson
County FIPS071
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA174
CBSA42460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameScottsboro, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53227
CBSA Division Population0
Congressional District05
Congressional LandArea3677.31
Delivery Residential66
Delivery Business0
Delivery Total240
Preferred Last Line Key014753
Classification Code
Multi-County
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State Key014753
Land Area13.953000
Water Area0.140000
City Alias Code
City Mixed CaseTrenton
City Alias Mixed CaseTrenton
Box Count8
SFDU66
MFDU0
State ANSI01
County ANSI071
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number013800
Unique ZIP Name
SSA State County Code01350
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseJackson

Alabama Homeowners Insurance News & Information

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