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35957, AL Home Insurance
In the zip code of 35957, the population size is around 16,849, which consists of 6,344 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Boaz, AL. A few years ago, a study was done and found that the average home insurance rates for Alabama are around $1,126 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 35957 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Boaz. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Boaz, AL Homeowners Insurance Online Rates Today!
35957 Home Insurance Average Premiums
$876 /yr.
Shows Zip Code: 35957 lowest rates with discounts applied on average.
For the 35957, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $876 /yr. |
| Average Coverage: | $1126 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1426 /yr. |
What is the average home insurance cost for a home in 35957?
- • The average homeowners insurance premium paid annually for a home in 35957 is around $1126 per year.
What does it cost on average per month for home insurance in 35957?
- • Homeowners in 35957 pay a monthly average cost per month around $94.00.
What kind of discount could I get if I combine my home and auto insurance together in 35957?
- • Autoowners in 35957 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Boaz area, check out other zip codes nearby 35957.
Review average rates in another zip code:
35957 homeowners insurance rates
35956 homeowners insurance rates
Home Replacement Cost Coverage in 35957
Average Building Cost Per Square Foot in 35957: $104
Location: Boaz, Alabama (Marshall County)Average Square Footage in 35957: 1,001 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 35957 before you start any project. Boaz homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35957 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 35957 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,001 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boaz area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $104 | 1,001 | $104,100 |
| Additional Upgrades & Added Features | $130 | 1,001 | $130,125 |
| Major Home Updates or Advancements | $156 | 1,001 | $156,150 |
It's important to understand that when you estimate your replacement cost of your home in the 35957 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 35957
Tony G. King Agency
Address: 9981 Al Highway 168 Boaz, AL 35957Phone: (256)593-8968
Website:
Best Home & Auto Insurance Agencies in 35957
Timothy J Watwood - Allstate Agent
Address: 456 Us Highway 431 Boaz, AL 35957Phone:
Website: http://www.allstateagencies.com/TWatwood/Welcome/
Info:
Alfa Insurance
Address: 285 US-431 Boaz, AL 35957Phone:
Website: http://www.alfainsurance.com/
Info:
Tony G. King Agency
Address: 9981 AL-168 Boaz, AL 35957Phone:
Website:
Info:
Reedy Morris Insurance Inc
Address: 167 US-431 Boaz, AL 35957Phone:
Website:
Info:
Gardner Insurance Agency
Address: 511 US-431 Boaz, AL 35957Phone:
Website:
Info:
Housing Demographics for 35957
Population Review for 35957 Zip Code
For the city of Boaz, the population within 35957 has increased to over 16,930 residents in population size. The current population total is 16,849. We have broken down the population based on race below. In 35957, there are over 8247 in male population and 8602 females.
| Population | Values |
|---|---|
| Total Population | 16,849 |
| White Population | 12520 |
| Black Population | 253 |
| Hispanic Population | 3631 |
| Asian Population | 71 |
| Hawaiian Population | 108 |
| Indian Population | 373 |
| Other Population | 2511 |
| Male Population | 8247 |
| Female Population | 8602 |
| Population Estimate | 16930 |
Household Data for 35957
The average number of homes in 35957 is around 6,344, there are an average of 2.62 per household. The average house value according to local real estate values is around $104,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 6,344 |
| Persons Per Household | 2.62 |
| Average House Value | $104,100 |
| Income Per Household | $42411 |
| Median Age | 36.3 |
| Median Age Male | 35.0 |
| Median Age Female | 38.1 |
| 35957 Details | Values |
|---|---|
| State | AL |
| State Full Name | Alabama |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 256/938 |
| City | Boaz |
| City Alias Name | BOAZ |
| County | Marshall |
| County FIPS | 095 |
| State FIPS | 01 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 290 |
| CBSA | 10700 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Albertville, AL |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 295 |
| Number Of Employees | 5550 |
| Business First Quarter Payroll | 48561 |
| Business Annual Payroll | 218189 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 93019 |
| CBSA Division Population | 0 |
| Congressional District | 04|06 |
| Congressional LandArea | 8888.77|4170.78 |
| Delivery Residential | 6462 |
| Delivery Business | 501 |
| Delivery Total | 7683 |
| Preferred Last Line Key | Y10133 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Huntsville-Decatur-Albertville, AL-TN |
| CBSA_DIV_Name | |
| City State Key | Y10133 |
| Land Area | 78.270000 |
| Water Area | 0.247000 |
| City Alias Code | |
| City Mixed Case | Boaz |
| City Alias Mixed Case | Boaz |
| Box Count | 556 |
| SFDU | 5559 |
| MFDU | 436 |
| State ANSI | 01 |
| County ANSI | 095 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 010900 |
| Unique ZIP Name | |
| SSA State County Code | 01470 |
| Medicare CBSA Code | 99901 |
| Medicare CBSA Name | Rural Areas in AL |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 13 |
| County Mixed Case | Marshall |
Alabama Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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