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35961 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 35961 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Collinsville, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 35961.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 35961 and start shopping.

Quickly and Easily Compare Average Rates for 35961

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Collinsville, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 35961

Homeowners in Collinsville are paying roughly $1121 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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35961 Home Insurance Average Premiums

Local 35961 homeowners insurance quotes comparison

$871 /yr.

Shows Zip Code: 35961 lowest rates with discounts applied on average.

For the 35961, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$871 /yr.
Average Coverage:$1121 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1421 /yr.

What is the average home insurance cost for a home in 35961?

  • • The average homeowners insurance premium paid annually for a home in 35961 is around $1121 per year.

What does it cost on average per month for home insurance in 35961?

  • • Homeowners in 35961 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 35961?

  • • Autoowners in 35961 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Collinsville area, check out other zip codes nearby 35961.
Review average rates in another zip code:
35961 homeowners insurance rates

Home Replacement Cost Coverage in 35961

Average Building Cost Per Square Foot in 35961: $104

Location: Collinsville, Alabama (De Kalb County)

Average Square Footage in 35961: 747 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35961 before you start any project. Collinsville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35961 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35961 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 747 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Collinsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104747$77,700
Additional Upgrades & Added Features$130747$97,125
Major Home Updates or Advancements$156747$116,550

It's important to understand that when you estimate your replacement cost of your home in the 35961 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35961

Best Home & Auto Insurance Agencies in 35961

Housing Demographics for 35961

Population Review for 35961 Zip Code

For the city of Collinsville, the population within 35961 has increased to over 5,504 residents in population size. The current population total is 6,053. We have broken down the population based on race below. In 35961, there are over 2962 in male population and 3091 females.

PopulationValues
Total Population6,053
White Population4466
Black Population217
Hispanic Population1615
Asian Population20
Hawaiian Population3
Indian Population80
Other Population877
Male Population2962
Female Population3091
Population Estimate5504

Household Data for 35961

The average number of homes in 35961 is around 2,105, there are an average of 2.80 per household. The average house value according to local real estate values is around $77,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,105
Persons Per Household2.80
Average House Value$77,700
Income Per Household$38714
Median Age39.3
Median Age Male36.8
Median Age Female40.8
35961 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256/938
CityCollinsville
City Alias NameCOLLINSVILLE
CountyDe Kalb
County FIPS049
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA290
CBSA22840
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Payne, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses50
Number Of Employees1492
Business First Quarter Payroll13164
Business Annual Payroll33856
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population71109
CBSA Division Population0
Congressional District03|04
Congressional LandArea7543.86|8888.77
Delivery Residential1966
Delivery Business45
Delivery Total2661
Preferred Last Line KeyY10253
Classification Code
Multi-CountyY
CSA NameHuntsville-Decatur-Albertville, AL-TN
CBSA_DIV_Name
City State KeyY10253
Land Area118.004000
Water Area0.438000
City Alias Code
City Mixed CaseCollinsville
City Alias Mixed CaseCollinsville
Box Count488
SFDU1854
MFDU39
State ANSI01
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number011950
Unique ZIP Name
SSA State County Code01240
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseDe Kalb

Alabama Homeowners Insurance News & Information

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