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If you live in the 35962 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Crossville have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our AL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 35962 and then compare quotes from a variety of nationwide insurance companies.

35962 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 35962 the average premium for homeowners coverage is $1088 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 35962. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 35962 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Crossville, AL home insurance quotes in your area.

35962 Home Insurance Average Premiums

Local 35962 homeowners insurance quotes comparison

$838 /yr.

Shows Zip Code: 35962 lowest rates with discounts applied on average.

For the 35962, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$838 /yr.
Average Coverage:$1088 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1388 /yr.

What is the average home insurance cost for a home in 35962?

  • • The average homeowners insurance premium paid annually for a home in 35962 is around $1088 per year.

What does it cost on average per month for home insurance in 35962?

  • • Homeowners in 35962 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 35962?

  • • Autoowners in 35962 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crossville area, check out other zip codes nearby 35962.
Review average rates in another zip code:
35962 homeowners insurance rates

Home Replacement Cost Coverage in 35962

Average Building Cost Per Square Foot in 35962: $104

Location: Crossville, Alabama (De Kalb County)

Average Square Footage in 35962: 1,209 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35962 before you start any project. Crossville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35962 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35962 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,209 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crossville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,209$125,700
Additional Upgrades & Added Features$1301,209$157,125
Major Home Updates or Advancements$1561,209$188,550

It's important to understand that when you estimate your replacement cost of your home in the 35962 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35962

Best Home & Auto Insurance Agencies in 35962

Hedgepeth Roger M State Farm Insurance

Address: 4 Justice St Crossville, AL 35962
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Alfa Insurance

Address: 14520 AL-68 Crossville, AL 35962
Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page

Hedgepeth- Roger M - State Farm Insurance Agent

Address: 4 Justice St N Crossville, AL 35962
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 35962

Population Review for 35962 Zip Code

For the city of Crossville, the population within 35962 has increased to over 7,836 residents in population size. The current population total is 7,445. We have broken down the population based on race below. In 35962, there are over 3691 in male population and 3754 females.

PopulationValues
Total Population7,445
White Population5382
Black Population25
Hispanic Population1950
Asian Population13
Hawaiian Population8
Indian Population202
Other Population1370
Male Population3691
Female Population3754
Population Estimate7836

Household Data for 35962

The average number of homes in 35962 is around 2,563, there are an average of 2.86 per household. The average house value according to local real estate values is around $125,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,563
Persons Per Household2.86
Average House Value$125,700
Income Per Household$48100
Median Age36.7
Median Age Male36.2
Median Age Female37.0
35962 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256/938
CityCrossville
City Alias NameCROSSVILLE
CountyDe Kalb
County FIPS049
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA290
CBSA22840
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Payne, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees708
Business First Quarter Payroll7274
Business Annual Payroll34026
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population71109
CBSA Division Population0
Congressional District04
Congressional LandArea8888.77
Delivery Residential2740
Delivery Business61
Delivery Total3114
Preferred Last Line KeyY10288
Classification Code
Multi-CountyY
CSA NameHuntsville-Decatur-Albertville, AL-TN
CBSA_DIV_Name
City State KeyY10288
Land Area71.509000
Water Area0.052000
City Alias Code
City Mixed CaseCrossville
City Alias Mixed CaseCrossville
Box Count201
SFDU2710
MFDU0
State ANSI01
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number012200
Unique ZIP Name
SSA State County Code01240
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseDe Kalb

Alabama Homeowners Insurance News & Information

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