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36003 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 36003? There are over 760 occupied homes in the 36003 area. With a population size of 1,780, it's not uncommon for residence of Autaugaville, AL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Alabama is around $1,097 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 36003 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Autaugaville, AL Home Insurance Rate Quotes

36003 Home Insurance Average Premiums

Local 36003 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 36003 lowest rates with discounts applied on average.

For the 36003, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 36003?

  • • The average homeowners insurance premium paid annually for a home in 36003 is around $1097 per year.

What does it cost on average per month for home insurance in 36003?

  • • Homeowners in 36003 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 36003?

  • • Autoowners in 36003 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Autaugaville area, check out other zip codes nearby 36003.
Review average rates in another zip code:
36003 homeowners insurance rates

Home Replacement Cost Coverage in 36003

Average Building Cost Per Square Foot in 36003: $104

Location: Autaugaville, Alabama (Autauga County)

Average Square Footage in 36003: 1,045 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36003 before you start any project. Autaugaville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36003 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36003 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,045 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Autaugaville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,045$108,700
Additional Upgrades & Added Features$1301,045$135,875
Major Home Updates or Advancements$1561,045$163,050

It's important to understand that when you estimate your replacement cost of your home in the 36003 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36003

Best Home & Auto Insurance Agencies in 36003

Housing Demographics for 36003

Population Review for 36003 Zip Code

For the city of Autaugaville, the population within 36003 has increased to over 1,476 residents in population size. The current population total is 1,780. We have broken down the population based on race below. In 36003, there are over 846 in male population and 934 females.

PopulationValues
Total Population1,780
White Population685
Black Population1014
Hispanic Population43
Asian Population3
Hawaiian Population0
Indian Population9
Other Population14
Male Population846
Female Population934
Population Estimate1476

Household Data for 36003

The average number of homes in 36003 is around 760, there are an average of 2.34 per household. The average house value according to local real estate values is around $108,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode760
Persons Per Household2.34
Average House Value$108,700
Income Per Household$28023
Median Age45.6
Median Age Male44.5
Median Age Female46.3
36003 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityAutaugaville
City Alias NameAUTAUGAVILLE
CountyAutauga
County FIPS001
State FIPS01
Time Zone6
Day Light SavingY
MSA5240
PMSA
CSA388
CBSA33860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMontgomery, AL
MSA_NameMontgomery, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees75
Business First Quarter Payroll558
Business Annual Payroll2772
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population374536
CBSA Division Population0
Congressional District02
Congressional LandArea10141.63
Delivery Residential631
Delivery Business16
Delivery Total697
Preferred Last Line KeyY10064
Classification Code
Multi-County
CSA NameMontgomery-Selma, AL
CBSA_DIV_Name
City State KeyY10064
Land Area81.930000
Water Area3.083000
City Alias Code
City Mixed CaseAutaugaville
City Alias Mixed CaseAutaugaville
Box Count45
SFDU611
MFDU0
State ANSI01
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number010470
Unique ZIP Name
SSA State County Code01000
Medicare CBSA Code33860
Medicare CBSA NameMontgomery, AL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseAutauga

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]