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36009, AL Home Insurance

In the zip code of 36009, the population size is around 2,454, which consists of 1,068 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Brantley, AL. A few years ago, a study was done and found that the average home insurance rates for Alabama are around $1,158 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 36009 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Brantley. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Brantley, AL Homeowners Insurance Online Rates Today!

36009 Home Insurance Average Premiums

Local 36009 homeowners insurance quotes comparison

$908 /yr.

Shows Zip Code: 36009 lowest rates with discounts applied on average.

For the 36009, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$908 /yr.
Average Coverage:$1158 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1458 /yr.

What is the average home insurance cost for a home in 36009?

  • • The average homeowners insurance premium paid annually for a home in 36009 is around $1158 per year.

What does it cost on average per month for home insurance in 36009?

  • • Homeowners in 36009 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 36009?

  • • Autoowners in 36009 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brantley area, check out other zip codes nearby 36009.
Review average rates in another zip code:
36009 homeowners insurance rates

Home Replacement Cost Coverage in 36009

Average Building Cost Per Square Foot in 36009: $104

Location: Brantley, Alabama (Crenshaw County)

Average Square Footage in 36009: 858 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36009 before you start any project. Brantley homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36009 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36009 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 858 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brantley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104858$89,200
Additional Upgrades & Added Features$130858$111,500
Major Home Updates or Advancements$156858$133,800

It's important to understand that when you estimate your replacement cost of your home in the 36009 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36009

Best Home & Auto Insurance Agencies in 36009

Housing Demographics for 36009

Population Review for 36009 Zip Code

For the city of Brantley, the population within 36009 has increased to over 2,324 residents in population size. The current population total is 2,454. We have broken down the population based on race below. In 36009, there are over 1182 in male population and 1272 females.

PopulationValues
Total Population2,454
White Population1856
Black Population481
Hispanic Population31
Asian Population6
Hawaiian Population0
Indian Population13
Other Population15
Male Population1182
Female Population1272
Population Estimate2324

Household Data for 36009

The average number of homes in 36009 is around 1,068, there are an average of 2.27 per household. The average house value according to local real estate values is around $89,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,068
Persons Per Household2.27
Average House Value$89,200
Income Per Household$44762
Median Age47.0
Median Age Male44.2
Median Age Female49.3
36009 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityBrantley
City Alias NameBRANTLEY
CountyCrenshaw
County FIPS041
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses43
Number Of Employees312
Business First Quarter Payroll3196
Business Annual Payroll16394
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea10141.63
Delivery Residential1024
Delivery Business17
Delivery Total1330
Preferred Last Line KeyY10145
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY10145
Land Area161.099000
Water Area0.597000
City Alias Code
City Mixed CaseBrantley
City Alias Mixed CaseBrantley
Box Count232
SFDU923
MFDU0
State ANSI01
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number011040
Unique ZIP Name
SSA State County Code01200
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseCrenshaw

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]