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36017 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 36017 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Clio, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 36017.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 36017 and start shopping.

Quickly and Easily Compare Average Rates for 36017

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clio, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 36017

Homeowners in Clio are paying roughly $1131 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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36017 Home Insurance Average Premiums

Local 36017 homeowners insurance quotes comparison

$881 /yr.

Shows Zip Code: 36017 lowest rates with discounts applied on average.

For the 36017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$881 /yr.
Average Coverage:$1131 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1431 /yr.

What is the average home insurance cost for a home in 36017?

  • • The average homeowners insurance premium paid annually for a home in 36017 is around $1131 per year.

What does it cost on average per month for home insurance in 36017?

  • • Homeowners in 36017 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36017?

  • • Autoowners in 36017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clio area, check out other zip codes nearby 36017.
Review average rates in another zip code:
36017 homeowners insurance rates

Home Replacement Cost Coverage in 36017

Average Building Cost Per Square Foot in 36017: $104

Location: Clio, Alabama (Barbour County)

Average Square Footage in 36017: 538 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36017 before you start any project. Clio homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 538 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104538$56,000
Additional Upgrades & Added Features$130538$70,000
Major Home Updates or Advancements$156538$84,000

It's important to understand that when you estimate your replacement cost of your home in the 36017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36017

Best Home & Auto Insurance Agencies in 36017

Housing Demographics for 36017

Population Review for 36017 Zip Code

For the city of Clio, the population within 36017 has increased to over 1,830 residents in population size. The current population total is 3,051. We have broken down the population based on race below. In 36017, there are over 2163 in male population and 888 females.

PopulationValues
Total Population3,051
White Population1263
Black Population1306
Hispanic Population536
Asian Population18
Hawaiian Population1
Indian Population25
Other Population385
Male Population2163
Female Population888
Population Estimate1830

Household Data for 36017

The average number of homes in 36017 is around 710, there are an average of 2.46 per household. The average house value according to local real estate values is around $56,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode710
Persons Per Household2.46
Average House Value$56,000
Income Per Household$29637
Median Age41.2
Median Age Male40.7
Median Age Female43.5
36017 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityClio
City Alias NameCLIO
CountyBarbour
County FIPS005
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA21640
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEufaula, AL-GA
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees39
Business First Quarter Payroll253
Business Annual Payroll1183
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population29970
CBSA Division Population0
Congressional District02
Congressional LandArea10141.63
Delivery Residential744
Delivery Business40
Delivery Total1070
Preferred Last Line KeyY10238
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10238
Land Area61.843000
Water Area0.067000
City Alias Code
City Mixed CaseClio
City Alias Mixed CaseClio
Box Count151
SFDU695
MFDU11
State ANSI01
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number011820
Unique ZIP Name
SSA State County Code01020
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseBarbour

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]