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36033 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 36033? Our rates are very competitive for homeowners living in Georgiana, AL. Many homeowners based out of your 36033 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 36033 should appear in the zip code field ready to go. For Georgiana, AL Home Insurance Rate Quotes click to review the best rates and service online!

36033 Average Premium is Rated: High!

Homeowners living in 36033 can easily save up to 40% off the average home insurance premium of $1115 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Georgiana that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 36033 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 36033!

36033 Home Insurance Average Premiums

Local 36033 homeowners insurance quotes comparison

$865 /yr.

Shows Zip Code: 36033 lowest rates with discounts applied on average.

For the 36033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$865 /yr.
Average Coverage:$1115 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1415 /yr.

What is the average home insurance cost for a home in 36033?

  • • The average homeowners insurance premium paid annually for a home in 36033 is around $1115 per year.

What does it cost on average per month for home insurance in 36033?

  • • Homeowners in 36033 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 36033?

  • • Autoowners in 36033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Georgiana area, check out other zip codes nearby 36033.
Review average rates in another zip code:
36033 homeowners insurance rates

Home Replacement Cost Coverage in 36033

Average Building Cost Per Square Foot in 36033: $104

Location: Georgiana, Alabama (Butler County)

Average Square Footage in 36033: 743 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36033 before you start any project. Georgiana homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 743 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Georgiana area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104743$77,300
Additional Upgrades & Added Features$130743$96,625
Major Home Updates or Advancements$156743$115,950

It's important to understand that when you estimate your replacement cost of your home in the 36033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36033

Best Home & Auto Insurance Agencies in 36033

Housing Demographics for 36033

Population Review for 36033 Zip Code

For the city of Georgiana, the population within 36033 has increased to over 3,619 residents in population size. The current population total is 3,615. We have broken down the population based on race below. In 36033, there are over 1641 in male population and 1974 females.

PopulationValues
Total Population3,615
White Population2018
Black Population1467
Hispanic Population35
Asian Population1
Hawaiian Population0
Indian Population8
Other Population13
Male Population1641
Female Population1974
Population Estimate3619

Household Data for 36033

The average number of homes in 36033 is around 1,611, there are an average of 2.20 per household. The average house value according to local real estate values is around $77,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,611
Persons Per Household2.20
Average House Value$77,300
Income Per Household$37967
Median Age47.9
Median Age Male45.9
Median Age Female49.3
36033 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityGeorgiana
City Alias NameGEORGIANA
CountyButler
County FIPS013
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees395
Business First Quarter Payroll2311
Business Annual Payroll10837
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea6066.83|10141.63
Delivery Residential1645
Delivery Business49
Delivery Total2059
Preferred Last Line KeyY10503
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY10503
Land Area210.894000
Water Area0.130000
City Alias Code
City Mixed CaseGeorgiana
City Alias Mixed CaseGeorgiana
Box Count247
SFDU1502
MFDU0
State ANSI01
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number013480
Unique ZIP Name
SSA State County Code01060
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseButler

Alabama Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]