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Home Insurance Quotes in 36037
Are you shopping for a cheaper homeowners insurance rate in 36037? Our rates are very competitive for homeowners living in Greenville, AL. Many homeowners located in the 36037 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 36037. To get free 36037 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 36037 zip code should appear in the zip code field ready to go. Shopping Greenville, AL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 36037 to review the best rate coverages.
Your 36037 Home Insurance Costs Is Rated: High!
For the great city of Greenville, the average home insurance premium paid annually is around $1115 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Alabama specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Greenville and need insurance on your home in the 36037 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
36037 Home Insurance Average Premiums
For the 36037, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $865 /yr. |
Average Coverage: | $1115 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1415 /yr. |
What is the average home insurance cost for a home in 36037?
- • The average homeowners insurance premium paid annually for a home in 36037 is around $1115 per year.
What does it cost on average per month for home insurance in 36037?
- • Homeowners in 36037 pay a monthly average cost per month around $93.00.
What kind of discount could I get if I combine my home and auto insurance together in 36037?
- • Autoowners in 36037 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Greenville area, check out other zip codes nearby 36037.
Review average rates in another zip code:
36037 homeowners insurance rates
Home Replacement Cost Coverage in 36037
Average Building Cost Per Square Foot in 36037: $104
Location: Greenville, Alabama (Butler County)Average Square Footage in 36037: 929 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 36037 before you start any project. Greenville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36037 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 36037 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 929 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $104 | 929 | $96,600 |
Additional Upgrades & Added Features | $130 | 929 | $120,750 |
Major Home Updates or Advancements | $156 | 929 | $144,900 |
It's important to understand that when you estimate your replacement cost of your home in the 36037 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 36037
Best Home & Auto Insurance Agencies in 36037
Parker Waller Agency
Address: 226 W Commerce St Greenville, AL 36037Phone:
Website:
Info:
Alfa Insurance - Greenville
Address: 480 Greenville Byp Greenville, AL 36037Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page
Burkett Insurance Agency
Address: 209 E Commerce St Greenville, AL 36037Phone:
Website:
Info:
Gardner- James C
Address: 840 Fort Dale Rd Greenville, AL 36037Phone:
Website:
Info:
Cotton States Insurance
Address: 325 Lake Greenville Rd Greenville, AL 36037Phone:
Website: http://www.cottonstatesinsurance.com
Info:
Housing Demographics for 36037
Population Review for 36037 Zip Code
For the city of Greenville, the population within 36037 has increased to over 13,281 residents in population size. The current population total is 12,851. We have broken down the population based on race below. In 36037, there are over 5993 in male population and 6858 females.
Population | Values |
---|---|
Total Population | 12,851 |
White Population | 5912 |
Black Population | 6306 |
Hispanic Population | 206 |
Asian Population | 139 |
Hawaiian Population | 4 |
Indian Population | 14 |
Other Population | 82 |
Male Population | 5993 |
Female Population | 6858 |
Population Estimate | 13281 |
Household Data for 36037
The average number of homes in 36037 is around 5,542, there are an average of 2.28 per household. The average house value according to local real estate values is around $96,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 5,542 |
Persons Per Household | 2.28 |
Average House Value | $96,600 |
Income Per Household | $47467 |
Median Age | 42.0 |
Median Age Male | 40.1 |
Median Age Female | 43.8 |
36037 Details | Values |
---|---|
State | AL |
State Full Name | Alabama |
City Type | P |
City Alias Abbreviation | |
Area Code | 334 |
City | Greenville |
City Alias Name | GREENVILLE |
County | Butler |
County FIPS | 013 |
State FIPS | 01 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | South |
Division | East South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 354 |
Number Of Employees | 5029 |
Business First Quarter Payroll | 41307 |
Business Annual Payroll | 169645 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 02 |
Congressional LandArea | 10141.63 |
Delivery Residential | 5825 |
Delivery Business | 505 |
Delivery Total | 6740 |
Preferred Last Line Key | Y10539 |
Classification Code | |
Multi-County | Y |
CSA Name | |
CBSA_DIV_Name | |
City State Key | Y10539 |
Land Area | 374.883000 |
Water Area | 0.728000 |
City Alias Code | |
City Mixed Case | Greenville |
City Alias Mixed Case | Greenville |
Box Count | 281 |
SFDU | 5041 |
MFDU | 144 |
State ANSI | 01 |
County ANSI | 013 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 013720 |
Unique ZIP Name | |
SSA State County Code | 01060 |
Medicare CBSA Code | 99901 |
Medicare CBSA Name | Rural Areas in AL |
Medicare CBSA Type | Micro |
Market Rating Area ID | 13 |
County Mixed Case | Butler |
Alabama Homeowners Insurance News & Information
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While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]