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Homeowners Insurance coverage in 36052

If you are a homeowner in 36052 or Mathews, AL you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Mathews.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 36052.

Learn more about our homeowners insurance shopping service by selecting the best Mathews, AL Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 36052?

Residents of Mathews have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Alabama? While Alabama is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Alabama comes in at 11 in the country for homeowners insurance premiums.

If you are living in 36052 zipcode, expect to pay around $1279 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Mathews does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

36052 Home Insurance Average Premiums

Local 36052 homeowners insurance quotes comparison

$1029 /yr.

Shows Zip Code: 36052 lowest rates with discounts applied on average.

For the 36052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1029 /yr.
Average Coverage:$1279 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1579 /yr.

What is the average home insurance cost for a home in 36052?

  • • The average homeowners insurance premium paid annually for a home in 36052 is around $1279 per year.

What does it cost on average per month for home insurance in 36052?

  • • Homeowners in 36052 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 36052?

  • • Autoowners in 36052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mathews area, check out other zip codes nearby 36052.
Review average rates in another zip code:
36052 homeowners insurance rates

Home Replacement Cost Coverage in 36052

Average Building Cost Per Square Foot in 36052: $104

Location: Mathews, Alabama (Montgomery County)

Average Square Footage in 36052: 5,686 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36052 before you start any project. Mathews homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,686 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mathews area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1045,686$591,300
Additional Upgrades & Added Features$1305,686$739,125
Major Home Updates or Advancements$1565,686$886,950

It's important to understand that when you estimate your replacement cost of your home in the 36052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36052

Best Home & Auto Insurance Agencies in 36052

Housing Demographics for 36052

Population Review for 36052 Zip Code

For the city of Mathews, the population within 36052 has increased to over 918 residents in population size. The current population total is 808. We have broken down the population based on race below. In 36052, there are over 422 in male population and 386 females.

PopulationValues
Total Population808
White Population574
Black Population199
Hispanic Population12
Asian Population2
Hawaiian Population1
Indian Population0
Other Population7
Male Population422
Female Population386
Population Estimate918

Household Data for 36052

The average number of homes in 36052 is around 362, there are an average of 2.23 per household. The average house value according to local real estate values is around $591,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode362
Persons Per Household2.23
Average House Value$591,300
Income Per Household$113594
Median Age52.5
Median Age Male52.3
Median Age Female52.7
36052 DetailsValues
StateAL
State Full NameAlabama
City TypeN
City Alias Abbreviation
Area Code334
CityMathews
City Alias NameMATHEWS
CountyMontgomery
County FIPS101
State FIPS01
Time Zone6
Day Light SavingY
MSA5240
PMSA
CSA388
CBSA33860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMontgomery, AL
MSA_NameMontgomery, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees12
Business First Quarter Payroll207
Business Annual Payroll922
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population374536
CBSA Division Population0
Congressional District02
Congressional LandArea10141.63
Delivery Residential412
Delivery Business14
Delivery Total434
Preferred Last Line Key014762
Classification Code
Multi-CountyY
CSA NameMontgomery-Selma, AL
CBSA_DIV_Name
City State Key014762
Land Area72.757000
Water Area0.533000
City Alias Code
City Mixed CaseMathews
City Alias Mixed CaseMathews
Box Count6
SFDU412
MFDU0
State ANSI01
County ANSI101
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number016480
Unique ZIP Name
SSA State County Code01500
Medicare CBSA Code33860
Medicare CBSA NameMontgomery, AL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseMontgomery

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]