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Homeowners Insurance in 36265

For homeowners living in 36265, you want more affordable home insurance rates in Jacksonville, right? Our rates are very competitive for homeowners living in the great city of Jacksonville, AL. Many homeowners living in the 36265 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 36265 should appear in the zip code field ready to go. Comparing Jacksonville, AL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

36265 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Jacksonville pay around $1117 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Alabama home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 36265 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Jacksonville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Alabama home insurance premium today!

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36265 Home Insurance Average Premiums

Local 36265 homeowners insurance quotes comparison

$867 /yr.

Shows Zip Code: 36265 lowest rates with discounts applied on average.

For the 36265, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$867 /yr.
Average Coverage:$1117 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1417 /yr.

What is the average home insurance cost for a home in 36265?

  • • The average homeowners insurance premium paid annually for a home in 36265 is around $1117 per year.

What does it cost on average per month for home insurance in 36265?

  • • Homeowners in 36265 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 36265?

  • • Autoowners in 36265 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 36265.
Review average rates in another zip code:
36265 homeowners insurance rates

Home Replacement Cost Coverage in 36265

Average Building Cost Per Square Foot in 36265: $104

Location: Jacksonville, Alabama (Calhoun County)

Average Square Footage in 36265: 1,354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36265 before you start any project. Jacksonville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36265 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36265 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,354 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,354$140,800
Additional Upgrades & Added Features$1301,354$176,000
Major Home Updates or Advancements$1561,354$211,200

It's important to understand that when you estimate your replacement cost of your home in the 36265 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36265

Auto-Owners Insurance

Address: 1590 Pelham Road South Jacksonville, AL 36265
Phone: (256)435-2242
Website:

Allstate Insurance Companies - Independent Offices- Jacksonville

Address: 1590 Pelham Road South Jacksonville, AL 36265
Phone: (256)435-2242
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 36265

Douglas- Mikal C - State Farm Insurance Agent

Address: 408 Pelham Rd N Jacksonville, AL 36265
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 613 Pelham Rd S Jacksonville, AL 36265
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Gay Blackwell

Address: one, 613 Pelham Rd S Jacksonville, AL 36265
Phone:
Website:
Info:

Housing Demographics for 36265

Population Review for 36265 Zip Code

For the city of Jacksonville, the population within 36265 has increased to over 19,883 residents in population size. The current population total is 22,018. We have broken down the population based on race below. In 36265, there are over 10490 in male population and 11528 females.

PopulationValues
Total Population22,018
White Population14665
Black Population5550
Hispanic Population609
Asian Population365
Hawaiian Population32
Indian Population71
Other Population243
Male Population10490
Female Population11528
Population Estimate19883

Household Data for 36265

The average number of homes in 36265 is around 7,993, there are an average of 2.30 per household. The average house value according to local real estate values is around $140,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,993
Persons Per Household2.30
Average House Value$140,800
Income Per Household$49246
Median Age29.7
Median Age Male28.6
Median Age Female31.0
36265 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256
CityJacksonville
City Alias NameJACKSONVILLE
CountyCalhoun
County FIPS015
State FIPS01
Time Zone6
Day Light SavingY
MSA0450
PMSA
CSA
CBSA11500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAnniston-Oxford, AL
MSA_NameAnniston, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses245
Number Of Employees2801
Business First Quarter Payroll17382
Business Annual Payroll75009
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population118572
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential8645
Delivery Business366
Delivery Total9798
Preferred Last Line KeyY10655
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10655
Land Area98.078000
Water Area0.327000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count438
SFDU6986
MFDU254
State ANSI01
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number014380
Unique ZIP Name
SSA State County Code01070
Medicare CBSA Code11500
Medicare CBSA NameAnniston-Oxford, AL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCalhoun

Alabama Homeowners Insurance News & Information

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