Get multiple home insurance quotes in 36277. Our licensed 36277, AL agents are ready to serve you.

36277 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 36277 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Weaver, AL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 36277 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Alabama, like average Weaver homeowners insurance rates, coverage options or home insurance types, please select Weaver, AL Home Insurance Rates Online!

36277 Home Insurance Average Premiums

Local 36277 homeowners insurance quotes comparison

$886 /yr.

Shows Zip Code: 36277 lowest rates with discounts applied on average.

For the 36277, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$886 /yr.
Average Coverage:$1136 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1436 /yr.

What is the average home insurance cost for a home in 36277?

  • • The average homeowners insurance premium paid annually for a home in 36277 is around $1136 per year.

What does it cost on average per month for home insurance in 36277?

  • • Homeowners in 36277 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 36277?

  • • Autoowners in 36277 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weaver area, check out other zip codes nearby 36277.
Review average rates in another zip code:
36277 homeowners insurance rates

Home Replacement Cost Coverage in 36277

Average Building Cost Per Square Foot in 36277: $104

Location: Weaver, Alabama (Calhoun County)

Average Square Footage in 36277: 1,082 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36277 before you start any project. Weaver homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36277 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36277 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,082 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weaver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,082$112,500
Additional Upgrades & Added Features$1301,082$140,625
Major Home Updates or Advancements$1561,082$168,750

It's important to understand that when you estimate your replacement cost of your home in the 36277 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36277

Best Home & Auto Insurance Agencies in 36277

Alfa Insurance

Address: 110 Main St Weaver, AL 36277
Phone:
Website:
Info:

Housing Demographics for 36277

Population Review for 36277 Zip Code

For the city of Weaver, the population within 36277 has increased to over 5,564 residents in population size. The current population total is 5,379. We have broken down the population based on race below. In 36277, there are over 2575 in male population and 2804 females.

PopulationValues
Total Population5,379
White Population4182
Black Population673
Hispanic Population215
Asian Population55
Hawaiian Population18
Indian Population38
Other Population70
Male Population2575
Female Population2804
Population Estimate5564

Household Data for 36277

The average number of homes in 36277 is around 2,107, there are an average of 2.55 per household. The average house value according to local real estate values is around $112,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,107
Persons Per Household2.55
Average House Value$112,500
Income Per Household$59271
Median Age39.5
Median Age Male38.2
Median Age Female40.6
36277 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256
CityWeaver
City Alias NameWEAVER
CountyCalhoun
County FIPS015
State FIPS01
Time Zone6
Day Light SavingY
MSA0450
PMSA
CSA
CBSA11500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAnniston-Oxford, AL
MSA_NameAnniston, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees72
Business First Quarter Payroll362
Business Annual Payroll1338
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population118572
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential2182
Delivery Business28
Delivery Total2597
Preferred Last Line KeyY11267
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY11267
Land Area7.704000
Water Area0.080000
City Alias Code
City Mixed CaseWeaver
City Alias Mixed CaseWeaver
Box Count277
SFDU2173
MFDU0
State ANSI01
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number018640
Unique ZIP Name
SSA State County Code01070
Medicare CBSA Code11500
Medicare CBSA NameAnniston-Oxford, AL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCalhoun

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]