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Home Insurance Quotes in 36446
Are you shopping for a cheaper homeowners insurance rate in 36446? Our rates are very competitive for homeowners living in Fulton, AL. Many homeowners located in the 36446 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 36446. To get free 36446 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 36446 zip code should appear in the zip code field ready to go. Shopping Fulton, AL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 36446 to review the best rate coverages.
Your 36446 Home Insurance Costs Is Rated: High!
For the great city of Fulton, the average home insurance premium paid annually is around $1127 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Alabama specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fulton and need insurance on your home in the 36446 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
36446 Home Insurance Average Premiums
$877 /yr.
Shows Zip Code: 36446 lowest rates with discounts applied on average.
For the 36446, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $877 /yr. |
| Average Coverage: | $1127 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1427 /yr. |
What is the average home insurance cost for a home in 36446?
- • The average homeowners insurance premium paid annually for a home in 36446 is around $1127 per year.
What does it cost on average per month for home insurance in 36446?
- • Homeowners in 36446 pay a monthly average cost per month around $94.00.
What kind of discount could I get if I combine my home and auto insurance together in 36446?
- • Autoowners in 36446 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Fulton area, check out other zip codes nearby 36446.
Review average rates in another zip code:
36446 homeowners insurance rates
Home Replacement Cost Coverage in 36446
Average Building Cost Per Square Foot in 36446: $104
Location: Fulton, Alabama (Clarke County)Average Square Footage in 36446: 835 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 36446 before you start any project. Fulton homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36446 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 36446 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 835 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fulton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $104 | 835 | $86,800 |
| Additional Upgrades & Added Features | $130 | 835 | $108,500 |
| Major Home Updates or Advancements | $156 | 835 | $130,200 |
It's important to understand that when you estimate your replacement cost of your home in the 36446 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 36446
Best Home & Auto Insurance Agencies in 36446
Housing Demographics for 36446
Population Review for 36446 Zip Code
For the city of Fulton, the population within 36446 has increased to over 0 residents in population size. The current population total is 325. We have broken down the population based on race below. In 36446, there are over 169 in male population and 156 females.
| Population | Values |
|---|---|
| Total Population | 325 |
| White Population | 219 |
| Black Population | 100 |
| Hispanic Population | 3 |
| Asian Population | 0 |
| Hawaiian Population | 0 |
| Indian Population | 0 |
| Other Population | 3 |
| Male Population | 169 |
| Female Population | 156 |
| Population Estimate | 0 |
Household Data for 36446
The average number of homes in 36446 is around 138, there are an average of 2.36 per household. The average house value according to local real estate values is around $86,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 138 |
| Persons Per Household | 2.36 |
| Average House Value | $86,800 |
| Income Per Household | $51000 |
| Median Age | 44.9 |
| Median Age Male | 38.5 |
| Median Age Female | 51.3 |
| 36446 Details | Values |
|---|---|
| State | AL |
| State Full Name | Alabama |
| City Type | Z |
| City Alias Abbreviation | |
| Area Code | 251 |
| City | Fulton |
| City Alias Name | FULTON |
| County | Clarke |
| County FIPS | 025 |
| State FIPS | 01 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | |
| CBSA_DIV | |
| CBSA_Type | |
| CBSA_Name | |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 13 |
| Number Of Employees | 528 |
| Business First Quarter Payroll | 6899 |
| Business Annual Payroll | 32546 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 07 |
| Congressional LandArea | 10156.13 |
| Delivery Residential | 0 |
| Delivery Business | 0 |
| Delivery Total | 214 |
| Preferred Last Line Key | Y10474 |
| Classification Code | P |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | Y10474 |
| Land Area | 1.985000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Fulton |
| City Alias Mixed Case | Fulton |
| Box Count | 173 |
| SFDU | 0 |
| MFDU | 0 |
| State ANSI | 01 |
| County ANSI | 025 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 013290 |
| Unique ZIP Name | |
| SSA State County Code | 01120 |
| Medicare CBSA Code | 99901 |
| Medicare CBSA Name | Rural Areas in AL |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 13 |
| County Mixed Case | Clarke |
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