Get multiple home insurance quotes in 36522. Our licensed 36522, AL agents are ready to serve you.

Homeowners Insurance in 36522

In Citronelle, AL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 36522 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 36522 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 36522 should appear in the zip code field ready to go.

36522 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Alabama, you are going to see rates around the average home insurance premium per year of $1122. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Citronelle home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 36522 Home Insurance Rates Now!

Best 3 Options to Compare in 36522

If you want homeowners insurance quotes within the city of Citronelle or in the 36522 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Citronelle, AL.

36522 Home Insurance Average Premiums

Local 36522 homeowners insurance quotes comparison

$872 /yr.

Shows Zip Code: 36522 lowest rates with discounts applied on average.

For the 36522, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$872 /yr.
Average Coverage:$1122 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1422 /yr.

What is the average home insurance cost for a home in 36522?

  • • The average homeowners insurance premium paid annually for a home in 36522 is around $1122 per year.

What does it cost on average per month for home insurance in 36522?

  • • Homeowners in 36522 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36522?

  • • Autoowners in 36522 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Citronelle area, check out other zip codes nearby 36522.
Review average rates in another zip code:
36522 homeowners insurance rates

Home Replacement Cost Coverage in 36522

Average Building Cost Per Square Foot in 36522: $104

Location: Citronelle, Alabama (Mobile County)

Average Square Footage in 36522: 1,151 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36522 before you start any project. Citronelle homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36522 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36522 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,151 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Citronelle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,151$119,700
Additional Upgrades & Added Features$1301,151$149,625
Major Home Updates or Advancements$1561,151$179,550

It's important to understand that when you estimate your replacement cost of your home in the 36522 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36522

Allstate Insurance Companies - Sales Offices- Independent Agents- Citron

Address: 19845 North 3rd Street Citronelle, AL 36522
Phone: (251)866-7851
Website: www.allstate.com

Skipper & Associates Insurance

Address: 19845 North 3rd Street Citronelle, AL 36522
Phone: (251)866-7851
Website:

Best Home & Auto Insurance Agencies in 36522

Allstate Insurance

Address: 19845 N 3rd St Citronelle, AL 36522
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Williams Craig Insurance

Address: 19223 N Main St Citronelle, AL 36522
Phone:
Website:
Info:

Housing Demographics for 36522

Population Review for 36522 Zip Code

For the city of Citronelle, the population within 36522 has increased to over 7,709 residents in population size. The current population total is 7,396. We have broken down the population based on race below. In 36522, there are over 3663 in male population and 3733 females.

PopulationValues
Total Population7,396
White Population5189
Black Population1128
Hispanic Population110
Asian Population22
Hawaiian Population1
Indian Population529
Other Population58
Male Population3663
Female Population3733
Population Estimate7709

Household Data for 36522

The average number of homes in 36522 is around 2,815, there are an average of 2.61 per household. The average house value according to local real estate values is around $119,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,815
Persons Per Household2.61
Average House Value$119,700
Income Per Household$48421
Median Age39.2
Median Age Male37.6
Median Age Female40.8
36522 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityCitronelle
City Alias NameCITRONELLE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees875
Business First Quarter Payroll6897
Business Annual Payroll29444
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential2954
Delivery Business146
Delivery Total3536
Preferred Last Line KeyY10230
Classification Code
Multi-CountyY
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10230
Land Area233.088000
Water Area1.475000
City Alias Code
City Mixed CaseCitronelle
City Alias Mixed CaseCitronelle
Box Count367
SFDU2795
MFDU35
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number011740
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]