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Check Out 36553 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Mc Intosh, AL.

We will gather some basic information about your home in Mc Intosh, AL and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Alabama licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 36553 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 36553

We have pulled together a variety of data related to homeowners insurance in Alabama. Simply click on one of the links below to learn about the average cost of homeowners insurance in Alabama as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mc Intosh, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

36553 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 36553 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Alabama is roughly $1111. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 36553 homeowners insurance policy!

36553 Home Insurance Average Premiums

Local 36553 homeowners insurance quotes comparison

$861 /yr.

Shows Zip Code: 36553 lowest rates with discounts applied on average.

For the 36553, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$861 /yr.
Average Coverage:$1111 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1411 /yr.

What is the average home insurance cost for a home in 36553?

  • • The average homeowners insurance premium paid annually for a home in 36553 is around $1111 per year.

What does it cost on average per month for home insurance in 36553?

  • • Homeowners in 36553 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 36553?

  • • Autoowners in 36553 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Intosh area, check out other zip codes nearby 36553.
Review average rates in another zip code:
36553 homeowners insurance rates

Home Replacement Cost Coverage in 36553

Average Building Cost Per Square Foot in 36553: $104

Location: Mc Intosh, Alabama (Washington County)

Average Square Footage in 36553: 1,482 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36553 before you start any project. Mc Intosh homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36553 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36553 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,482 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Intosh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,482$154,100
Additional Upgrades & Added Features$1301,482$192,625
Major Home Updates or Advancements$1561,482$231,150

It's important to understand that when you estimate your replacement cost of your home in the 36553 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36553

Best Home & Auto Insurance Agencies in 36553

Housing Demographics for 36553

Population Review for 36553 Zip Code

For the city of Mc Intosh, the population within 36553 has increased to over 2,629 residents in population size. The current population total is 2,790. We have broken down the population based on race below. In 36553, there are over 1343 in male population and 1447 females.

PopulationValues
Total Population2,790
White Population832
Black Population909
Hispanic Population29
Asian Population2
Hawaiian Population0
Indian Population896
Other Population10
Male Population1343
Female Population1447
Population Estimate2629

Household Data for 36553

The average number of homes in 36553 is around 1,082, there are an average of 2.58 per household. The average house value according to local real estate values is around $154,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,082
Persons Per Household2.58
Average House Value$154,100
Income Per Household$44929
Median Age41.4
Median Age Male38.7
Median Age Female42.9
36553 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMc Intosh
City Alias NameMC INTOSH
CountyWashington
County FIPS129
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees1267
Business First Quarter Payroll33240
Business Annual Payroll130920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential1019
Delivery Business24
Delivery Total1650
Preferred Last Line KeyY10767
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10767
Land Area93.787000
Water Area0.116000
City Alias Code
City Mixed CaseMc Intosh
City Alias Mixed CaseMc Intosh
Box Count408
SFDU1019
MFDU0
State ANSI01
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number015130
Unique ZIP Name
SSA State County Code01640
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA Type
Market Rating Area ID13
County Mixed CaseWashington

Alabama Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]