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36575 Home Insurance Rates & Premiums

Did you know there are over 20,640 people living within the 36575 zip code area? There are over 7,585 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 36575.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Alabama are on the rise. The estimated average premium is around $1,101 a year for a standard homeowners insurance policy in Semmes. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Semmes, AL Homeowners Insurance Quotes Online

36575 Home Insurance Average Premiums

Local 36575 homeowners insurance quotes comparison

$851 /yr.

Shows Zip Code: 36575 lowest rates with discounts applied on average.

For the 36575, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$851 /yr.
Average Coverage:$1101 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1401 /yr.

What is the average home insurance cost for a home in 36575?

  • • The average homeowners insurance premium paid annually for a home in 36575 is around $1101 per year.

What does it cost on average per month for home insurance in 36575?

  • • Homeowners in 36575 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 36575?

  • • Autoowners in 36575 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Semmes area, check out other zip codes nearby 36575.
Review average rates in another zip code:
36575 homeowners insurance rates

Home Replacement Cost Coverage in 36575

Average Building Cost Per Square Foot in 36575: $104

Location: Semmes, Alabama (Mobile County)

Average Square Footage in 36575: 1,468 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36575 before you start any project. Semmes homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36575 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36575 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,468 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Semmes area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,468$152,700
Additional Upgrades & Added Features$1301,468$190,875
Major Home Updates or Advancements$1561,468$229,050

It's important to understand that when you estimate your replacement cost of your home in the 36575 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36575

Best Home & Auto Insurance Agencies in 36575

McCants- John R

Address: 8976 Moffett Rd Semmes, AL 36575
Phone:
Website:
Info:

Housing Demographics for 36575

Population Review for 36575 Zip Code

For the city of Semmes, the population within 36575 has increased to over 21,999 residents in population size. The current population total is 20,640. We have broken down the population based on race below. In 36575, there are over 9923 in male population and 10717 females.

PopulationValues
Total Population20,640
White Population15096
Black Population3796
Hispanic Population659
Asian Population171
Hawaiian Population9
Indian Population141
Other Population303
Male Population9923
Female Population10717
Population Estimate21999

Household Data for 36575

The average number of homes in 36575 is around 7,585, there are an average of 2.72 per household. The average house value according to local real estate values is around $152,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,585
Persons Per Household2.72
Average House Value$152,700
Income Per Household$63531
Median Age38.4
Median Age Male38.0
Median Age Female38.9
36575 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CitySemmes
City Alias NameSEMMES
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses288
Number Of Employees2848
Business First Quarter Payroll25344
Business Annual Payroll104874
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential8088
Delivery Business284
Delivery Total9140
Preferred Last Line KeyY11077
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY11077
Land Area40.079000
Water Area1.945000
City Alias Code
City Mixed CaseSemmes
City Alias Mixed CaseSemmes
Box Count598
SFDU7003
MFDU166
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number017410
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

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