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Compare 36578 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Stapleton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 764 neighbors looking to save on their home insurance policy in the local 36578 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 36578. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Alabama rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Stapleton, AL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Stapleton, AL

36578 Home Insurance Average Premiums

Local 36578 homeowners insurance quotes comparison

$846 /yr.

Shows Zip Code: 36578 lowest rates with discounts applied on average.

For the 36578, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$846 /yr.
Average Coverage:$1096 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1396 /yr.

What is the average home insurance cost for a home in 36578?

  • • The average homeowners insurance premium paid annually for a home in 36578 is around $1096 per year.

What does it cost on average per month for home insurance in 36578?

  • • Homeowners in 36578 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 36578?

  • • Autoowners in 36578 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stapleton area, check out other zip codes nearby 36578.
Review average rates in another zip code:
36578 homeowners insurance rates

Home Replacement Cost Coverage in 36578

Average Building Cost Per Square Foot in 36578: $104

Location: Stapleton, Alabama (Baldwin County)

Average Square Footage in 36578: 2,088 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36578 before you start any project. Stapleton homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36578 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36578 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,088 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stapleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1042,088$217,100
Additional Upgrades & Added Features$1302,088$271,375
Major Home Updates or Advancements$1562,088$325,650

It's important to understand that when you estimate your replacement cost of your home in the 36578 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36578

Best Home & Auto Insurance Agencies in 36578

Housing Demographics for 36578

Population Review for 36578 Zip Code

For the city of Stapleton, the population within 36578 has increased to over 1,882 residents in population size. The current population total is 2,042. We have broken down the population based on race below. In 36578, there are over 993 in male population and 1049 females.

PopulationValues
Total Population2,042
White Population1825
Black Population32
Hispanic Population51
Asian Population12
Hawaiian Population0
Indian Population25
Other Population20
Male Population993
Female Population1049
Population Estimate1882

Household Data for 36578

The average number of homes in 36578 is around 764, there are an average of 2.67 per household. The average house value according to local real estate values is around $217,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode764
Persons Per Household2.67
Average House Value$217,100
Income Per Household$85341
Median Age42.4
Median Age Male42.6
Median Age Female42.1
36578 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityStapleton
City Alias NameSTAPLETON
CountyBaldwin
County FIPS003
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA19300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDaphne-Fairhope-Foley, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees156
Business First Quarter Payroll1592
Business Annual Payroll7067
Business Employment Flag
Growth Rank98
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4452
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population182265
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential705
Delivery Business16
Delivery Total950
Preferred Last Line KeyY11141
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY11141
Land Area17.087000
Water Area0.009000
City Alias Code
City Mixed CaseStapleton
City Alias Mixed CaseStapleton
Box Count182
SFDU704
MFDU0
State ANSI01
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number017750
Unique ZIP Name
SSA State County Code01010
Medicare CBSA Code19300
Medicare CBSA NameDaphne-Fairhope-Foley, AL
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseBaldwin

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]