Get multiple home insurance quotes in 36703. Our licensed 36703, AL agents are ready to serve you.

36703 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 36703 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Selma, AL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 36703 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Alabama, like average Selma homeowners insurance rates, coverage options or home insurance types, please select Selma, AL Home Insurance Rates Online!

36703 Home Insurance Average Premiums

Local 36703 homeowners insurance quotes comparison

$851 /yr.

Shows Zip Code: 36703 lowest rates with discounts applied on average.

For the 36703, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$851 /yr.
Average Coverage:$1101 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1401 /yr.

What is the average home insurance cost for a home in 36703?

  • • The average homeowners insurance premium paid annually for a home in 36703 is around $1101 per year.

What does it cost on average per month for home insurance in 36703?

  • • Homeowners in 36703 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 36703?

  • • Autoowners in 36703 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Selma area, check out other zip codes nearby 36703.
Review average rates in another zip code:
36701 homeowners insurance rates
36703 homeowners insurance rates

Home Replacement Cost Coverage in 36703

Average Building Cost Per Square Foot in 36703: $104

Location: Selma, Alabama (Dallas County)

Average Square Footage in 36703: 699 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36703 before you start any project. Selma homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36703 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36703 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 699 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Selma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104699$72,700
Additional Upgrades & Added Features$130699$90,875
Major Home Updates or Advancements$156699$109,050

It's important to understand that when you estimate your replacement cost of your home in the 36703 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36703

Best Home & Auto Insurance Agencies in 36703

Housing Demographics for 36703

Population Review for 36703 Zip Code

For the city of Selma, the population within 36703 has increased to over 11,464 residents in population size. The current population total is 11,754. We have broken down the population based on race below. In 36703, there are over 5506 in male population and 6248 females.

PopulationValues
Total Population11,754
White Population2219
Black Population9178
Hispanic Population100
Asian Population36
Hawaiian Population5
Indian Population10
Other Population43
Male Population5506
Female Population6248
Population Estimate11464

Household Data for 36703

The average number of homes in 36703 is around 4,878, there are an average of 2.38 per household. The average house value according to local real estate values is around $72,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,878
Persons Per Household2.38
Average House Value$72,700
Income Per Household$28513
Median Age40.7
Median Age Male38.5
Median Age Female42.1
36703 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CitySelma
City Alias NameSELMA
CountyDallas
County FIPS047
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA388
CBSA42820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSelma, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses129
Number Of Employees1643
Business First Quarter Payroll15167
Business Annual Payroll60461
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43820
CBSA Division Population0
Congressional District02|07
Congressional LandArea10141.63|10156.13
Delivery Residential4817
Delivery Business360
Delivery Total5145
Preferred Last Line KeyY11073
Classification Code
Multi-CountyY
CSA NameMontgomery-Selma, AL
CBSA_DIV_Name
City State KeyY11073
Land Area124.855000
Water Area4.478000
City Alias Code
City Mixed CaseSelma
City Alias Mixed CaseSelma
Box Count0
SFDU4065
MFDU454
State ANSI01
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number017380
Unique ZIP Name
SSA State County Code01230
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseDallas

Alabama Homeowners Insurance News & Information

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