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36759 Home Insurance Rates

Getting multiple homeowners insurance rates in 36759 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Marion Junction, AL. Many homeowners based out of the 36759 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Alabama licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 36759 should appear in the zip code field ready to go. For Marion Junction, AL Home Insurance Quotes, Click to easily get started!

36759 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 36759 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Marion Junction. For a basic HO-3, standard homeowners policy, the average premium per year in Alabama is around $1130. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 36759 zip code today and let us help you save time and money on your homeowners insurance premium.

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36759 Home Insurance Average Premiums

Local 36759 homeowners insurance quotes comparison

$880 /yr.

Shows Zip Code: 36759 lowest rates with discounts applied on average.

For the 36759, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$880 /yr.
Average Coverage:$1130 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1430 /yr.

What is the average home insurance cost for a home in 36759?

  • • The average homeowners insurance premium paid annually for a home in 36759 is around $1130 per year.

What does it cost on average per month for home insurance in 36759?

  • • Homeowners in 36759 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36759?

  • • Autoowners in 36759 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marion Junction area, check out other zip codes nearby 36759.
Review average rates in another zip code:
36759 homeowners insurance rates

Home Replacement Cost Coverage in 36759

Average Building Cost Per Square Foot in 36759: $104

Location: Marion Junction, Alabama (Dallas County)

Average Square Footage in 36759: 628 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36759 before you start any project. Marion Junction homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36759 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36759 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 628 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marion Junction area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104628$65,300
Additional Upgrades & Added Features$130628$81,625
Major Home Updates or Advancements$156628$97,950

It's important to understand that when you estimate your replacement cost of your home in the 36759 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36759

Best Home & Auto Insurance Agencies in 36759

Housing Demographics for 36759

Population Review for 36759 Zip Code

For the city of Marion Junction, the population within 36759 has increased to over 1,791 residents in population size. The current population total is 1,405. We have broken down the population based on race below. In 36759, there are over 671 in male population and 734 females.

PopulationValues
Total Population1,405
White Population473
Black Population900
Hispanic Population11
Asian Population1
Hawaiian Population2
Indian Population6
Other Population5
Male Population671
Female Population734
Population Estimate1791

Household Data for 36759

The average number of homes in 36759 is around 611, there are an average of 2.30 per household. The average house value according to local real estate values is around $65,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode611
Persons Per Household2.30
Average House Value$65,300
Income Per Household$31111
Median Age47.3
Median Age Male42.6
Median Age Female51.0
36759 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias AbbreviationMARION JCT
Area Code334
CityMarion Junction
City Alias NameMARION JUNCTION
CountyDallas
County FIPS047
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA388
CBSA42820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSelma, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees7
Business First Quarter Payroll94
Business Annual Payroll550
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43820
CBSA Division Population0
Congressional District07
Congressional LandArea10156.13
Delivery Residential779
Delivery Business21
Delivery Total849
Preferred Last Line KeyY10754
Classification Code
Multi-CountyY
CSA NameMontgomery-Selma, AL
CBSA_DIV_Name
City State KeyY10754
Land Area212.052000
Water Area1.189000
City Alias Code
City Mixed CaseMarion Junction
City Alias Mixed CaseMarion Junction
Box Count47
SFDU779
MFDU0
State ANSI01
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number015350
Unique ZIP Name
SSA State County Code01230
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseDallas

Alabama Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]