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36849 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 36849 zip code it's important to know that our rates are very competitive for homeowners living in Auburn University, AL. Many homeowners based out of your 36849 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 36849 should appear in the zip code field ready to go. For Auburn University, AL Homeowners Insurance Quotes nearby, we offer the best rates and service.

36849: Average Home Insurance Rates

For homeowners living in the great city of Auburn University, the average homeowners policy is considered high in comparison to other states. Alabama premiums are estimated to be around $1071 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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36849 Home Insurance Average Premiums

Local 36849 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 36849 lowest rates with discounts applied on average.

For the 36849, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1371 /yr.

What is the average home insurance cost for a home in 36849?

  • • The average homeowners insurance premium paid annually for a home in 36849 is around $1071 per year.

What does it cost on average per month for home insurance in 36849?

  • • Homeowners in 36849 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 36849?

  • • Autoowners in 36849 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Auburn University area, check out other zip codes nearby 36849.
Review average rates in another zip code:
36849 homeowners insurance rates

Home Replacement Cost Coverage in 36849

Average Building Cost Per Square Foot in 36849: $104

Location: Auburn University, Alabama (Lee County)

Average Square Footage in 36849: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36849 before you start any project. Auburn University homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36849 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36849 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburn University area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,587$165,000
Additional Upgrades & Added Features$1301,587$206,250
Major Home Updates or Advancements$1561,587$247,500

It's important to understand that when you estimate your replacement cost of your home in the 36849 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36849

Best Home & Auto Insurance Agencies in 36849

Housing Demographics for 36849

Population Review for 36849 Zip Code

For the city of Auburn University, the population within 36849 has increased to over 0 residents in population size. The current population total is 4,230. We have broken down the population based on race below. In 36849, there are over 1703 in male population and 2527 females.

PopulationValues
Total Population4,230
White Population1454
Black Population2650
Hispanic Population140
Asian Population5
Hawaiian Population1
Indian Population2
Other Population59
Male Population1703
Female Population2527
Population Estimate0

Household Data for 36849

The average number of homes in 36849 is around 30, there are an average of 1.87 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode30
Persons Per Household1.87
Average House Value$165,000
Income Per Household$0
Median Age20.5
Median Age Male20.9
Median Age Female20.1
36849 DetailsValues
StateAL
State Full NameAlabama
City TypeN
City Alias AbbreviationAUBURN UNIV
Area Code334
CityAuburn University
City Alias NameAUBURN UNIVERSITY
CountyLee
County FIPS081
State FIPS01
Time Zone6
Day Light SavingY
MSA0580
PMSA
CSA194
CBSA12220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAuburn-Opelika, AL
MSA_NameAuburn-Opelika, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees126
Business First Quarter Payroll835
Business Annual Payroll3605
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population140247
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential0
Delivery Business1
Delivery Total1292
Preferred Last Line KeyY18663
Classification CodeU
Multi-County
CSA NameColumbus-Auburn-Opelika, GA-AL
CBSA_DIV_Name
City State KeyY18663
Land Area0.741000
Water Area0.000000
City Alias CodeUP
City Mixed CaseAuburn University
City Alias Mixed CaseAuburn University
Box Count0
SFDU0
MFDU0
State ANSI01
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number010460
Unique ZIP Name
SSA State County Code01400
Medicare CBSA Code12220
Medicare CBSA NameAuburn-Opelika, AL
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLee

Alabama Homeowners Insurance News & Information

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    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]