Compare quotes for your home in 36867! Compare the best 12 carriers in minutes.
36867 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 36867 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Phenix City, AL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 36867 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Alabama, like average Phenix City homeowners insurance rates, coverage options or home insurance types, please select Phenix City, AL Home Insurance Rates Online!
36867 Home Insurance Average Premiums
$896 /yr.
Shows Zip Code: 36867 lowest rates with discounts applied on average.
For the 36867, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $896 /yr. |
| Average Coverage: | $1146 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1446 /yr. |
What is the average home insurance cost for a home in 36867?
- • The average homeowners insurance premium paid annually for a home in 36867 is around $1146 per year.
What does it cost on average per month for home insurance in 36867?
- • Homeowners in 36867 pay a monthly average cost per month around $96.00.
What kind of discount could I get if I combine my home and auto insurance together in 36867?
- • Autoowners in 36867 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Phenix City area, check out other zip codes nearby 36867.
Review average rates in another zip code:
36869 homeowners insurance rates
36867 homeowners insurance rates
36870 homeowners insurance rates
Home Replacement Cost Coverage in 36867
Average Building Cost Per Square Foot in 36867: $104
Location: Phenix City, Alabama (Russell County)Average Square Footage in 36867: 1,388 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 36867 before you start any project. Phenix City homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36867 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 36867 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,388 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phenix City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $104 | 1,388 | $144,400 |
| Additional Upgrades & Added Features | $130 | 1,388 | $180,500 |
| Major Home Updates or Advancements | $156 | 1,388 | $216,600 |
It's important to understand that when you estimate your replacement cost of your home in the 36867 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 36867
Mullin Insurance Agency
Address: 1311 9th Avenue Phenix City, AL 36867Phone: (334)298-9377
Website:
Stevens Agency
Address: 3604 Highway 431 North Phenix City, AL 36867Phone: (334)480-9933
Website:
Brooks Insurance Agency
Address: 1613 Broad Street Phenix City, AL 36867Phone: (334)214-0550
Website:
Pugh Insurance Agency Inc
Address: 1505 5th Avenue Phenix City, AL 36867Phone: (334)291-7844
Website:
Best Home & Auto Insurance Agencies in 36867
Stevens Agency
Address: 3604 U.S. 431 Phenix City, AL 36867Phone:
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Jones Chuck Insurance
Address: 3601 Summerville Rd Phenix City, AL 36867Phone:
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Pugh Insurance Agency Inc
Address: 1505 5th Ave Phenix City, AL 36867Phone:
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English Jr- Bobby Mack
Address: 3521 Summerville Rd Phenix City, AL 36867Phone:
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Brady Becky Lutcf Insurance
Address: 3544 S Railroad St Phenix City, AL 36867Phone:
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Housing Demographics for 36867
Population Review for 36867 Zip Code
For the city of Phenix City, the population within 36867 has increased to over 23,183 residents in population size. The current population total is 22,505. We have broken down the population based on race below. In 36867, there are over 10472 in male population and 12033 females.
| Population | Values |
|---|---|
| Total Population | 22,505 |
| White Population | 12360 |
| Black Population | 8145 |
| Hispanic Population | 1082 |
| Asian Population | 243 |
| Hawaiian Population | 27 |
| Indian Population | 80 |
| Other Population | 391 |
| Male Population | 10472 |
| Female Population | 12033 |
| Population Estimate | 23183 |
Household Data for 36867
The average number of homes in 36867 is around 9,744, there are an average of 2.28 per household. The average house value according to local real estate values is around $144,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 9,744 |
| Persons Per Household | 2.28 |
| Average House Value | $144,400 |
| Income Per Household | $42914 |
| Median Age | 36.8 |
| Median Age Male | 34.8 |
| Median Age Female | 38.6 |
| 36867 Details | Values |
|---|---|
| State | AL |
| State Full Name | Alabama |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 334 |
| City | Phenix City |
| City Alias Name | PHENIX CITY |
| County | Russell |
| County FIPS | 113 |
| State FIPS | 01 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 1800 |
| PMSA | |
| CSA | 194 |
| CBSA | 17980 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Columbus, GA-AL |
| MSA_Name | Columbus, GA-AL MSA |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 505 |
| Number Of Employees | 5753 |
| Business First Quarter Payroll | 44626 |
| Business Annual Payroll | 189125 |
| Business Employment Flag | |
| Growth Rank | 59 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 1625 |
| Growth Increase Percentage | 3.1 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 294865 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 7543.86 |
| Delivery Residential | 10168 |
| Delivery Business | 731 |
| Delivery Total | 10892 |
| Preferred Last Line Key | Y10935 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Columbus-Auburn-Opelika, GA-AL |
| CBSA_DIV_Name | |
| City State Key | Y10935 |
| Land Area | 12.570000 |
| Water Area | 0.276000 |
| City Alias Code | |
| City Mixed Case | Phenix City |
| City Alias Mixed Case | Phenix City |
| Box Count | 0 |
| SFDU | 7288 |
| MFDU | 2021 |
| State ANSI | 01 |
| County ANSI | 113 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 016430 |
| Unique ZIP Name | |
| SSA State County Code | 01560 |
| Medicare CBSA Code | 17980 |
| Medicare CBSA Name | Columbus, GA-AL |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Russell |
Alabama Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]