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36875 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 36875 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Seale, AL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 36875.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 36875 and start shopping.

Quickly and Easily Compare Average Rates for 36875

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Seale, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 36875

Homeowners in Seale are paying roughly $1128 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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36875 Home Insurance Average Premiums

Local 36875 homeowners insurance quotes comparison

$878 /yr.

Shows Zip Code: 36875 lowest rates with discounts applied on average.

For the 36875, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$878 /yr.
Average Coverage:$1128 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1428 /yr.

What is the average home insurance cost for a home in 36875?

  • • The average homeowners insurance premium paid annually for a home in 36875 is around $1128 per year.

What does it cost on average per month for home insurance in 36875?

  • • Homeowners in 36875 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36875?

  • • Autoowners in 36875 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seale area, check out other zip codes nearby 36875.
Review average rates in another zip code:
36875 homeowners insurance rates

Home Replacement Cost Coverage in 36875

Average Building Cost Per Square Foot in 36875: $104

Location: Seale, Alabama (Russell County)

Average Square Footage in 36875: 1,504 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36875 before you start any project. Seale homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36875 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36875 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,504 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,504$156,400
Additional Upgrades & Added Features$1301,504$195,500
Major Home Updates or Advancements$1561,504$234,600

It's important to understand that when you estimate your replacement cost of your home in the 36875 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36875

Best Home & Auto Insurance Agencies in 36875

Housing Demographics for 36875

Population Review for 36875 Zip Code

For the city of Seale, the population within 36875 has increased to over 4,859 residents in population size. The current population total is 4,464. We have broken down the population based on race below. In 36875, there are over 2266 in male population and 2198 females.

PopulationValues
Total Population4,464
White Population2998
Black Population1059
Hispanic Population154
Asian Population29
Hawaiian Population4
Indian Population16
Other Population54
Male Population2266
Female Population2198
Population Estimate4859

Household Data for 36875

The average number of homes in 36875 is around 1,845, there are an average of 2.42 per household. The average house value according to local real estate values is around $156,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,845
Persons Per Household2.42
Average House Value$156,400
Income Per Household$56553
Median Age46.9
Median Age Male46.3
Median Age Female47.5
36875 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CitySeale
City Alias NameSEALE
CountyRussell
County FIPS113
State FIPS01
Time Zone6
Day Light SavingY
MSA1800
PMSA
CSA194
CBSA17980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, GA-AL
MSA_NameColumbus, GA-AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees89
Business First Quarter Payroll663
Business Annual Payroll2910
Business Employment Flag
Growth Rank59
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1625
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population294865
CBSA Division Population0
Congressional District03
Congressional LandArea7543.86
Delivery Residential2008
Delivery Business42
Delivery Total2194
Preferred Last Line KeyY11070
Classification Code
Multi-County
CSA NameColumbus-Auburn-Opelika, GA-AL
CBSA_DIV_Name
City State KeyY11070
Land Area138.899000
Water Area0.611000
City Alias Code
City Mixed CaseSeale
City Alias Mixed CaseSeale
Box Count106
SFDU2008
MFDU0
State ANSI01
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number017320
Unique ZIP Name
SSA State County Code01560
Medicare CBSA Code17980
Medicare CBSA NameColumbus, GA-AL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRussell

Alabama Homeowners Insurance News & Information

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