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Homeowners Insurance in 36925

For homeowners living in 36925, you want more affordable home insurance rates in York, right? Our rates are very competitive for homeowners living in the great city of York, AL. Many homeowners living in the 36925 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 36925 should appear in the zip code field ready to go. Comparing York, AL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

36925 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in York pay around $1126 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Alabama home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 36925 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, York homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Alabama home insurance premium today!

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36925 Home Insurance Average Premiums

Local 36925 homeowners insurance quotes comparison

$876 /yr.

Shows Zip Code: 36925 lowest rates with discounts applied on average.

For the 36925, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$876 /yr.
Average Coverage:$1126 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1426 /yr.

What is the average home insurance cost for a home in 36925?

  • • The average homeowners insurance premium paid annually for a home in 36925 is around $1126 per year.

What does it cost on average per month for home insurance in 36925?

  • • Homeowners in 36925 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36925?

  • • Autoowners in 36925 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the York area, check out other zip codes nearby 36925.
Review average rates in another zip code:
36925 homeowners insurance rates

Home Replacement Cost Coverage in 36925

Average Building Cost Per Square Foot in 36925: $104

Location: York, Alabama (Sumter County)

Average Square Footage in 36925: 395 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36925 before you start any project. York homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36925 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36925 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 395 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104395$41,100
Additional Upgrades & Added Features$130395$51,375
Major Home Updates or Advancements$156395$61,650

It's important to understand that when you estimate your replacement cost of your home in the 36925 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36925

Best Home & Auto Insurance Agencies in 36925

Alfa Insurance

Address: 402 4th Ave York, AL 36925
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 102 Weatherly St York, AL 36925
Phone:
Website:
Info:

Housing Demographics for 36925

Population Review for 36925 Zip Code

For the city of York, the population within 36925 has increased to over 3,214 residents in population size. The current population total is 3,231. We have broken down the population based on race below. In 36925, there are over 1474 in male population and 1757 females.

PopulationValues
Total Population3,231
White Population401
Black Population2761
Hispanic Population9
Asian Population7
Hawaiian Population1
Indian Population3
Other Population1
Male Population1474
Female Population1757
Population Estimate3214

Household Data for 36925

The average number of homes in 36925 is around 1,340, there are an average of 2.35 per household. The average house value according to local real estate values is around $41,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,340
Persons Per Household2.35
Average House Value$41,100
Income Per Household$31966
Median Age43.3
Median Age Male39.7
Median Age Female45.2
36925 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityYork
City Alias NameYORK
CountySumter
County FIPS119
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees410
Business First Quarter Payroll2670
Business Annual Payroll11931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea10156.13
Delivery Residential1368
Delivery Business80
Delivery Total1721
Preferred Last Line KeyY11310
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY11310
Land Area159.666000
Water Area0.979000
City Alias Code
City Mixed CaseYork
City Alias Mixed CaseYork
Box Count221
SFDU1201
MFDU24
State ANSI01
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number018940
Unique ZIP Name
SSA State County Code01590
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseSumter

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]