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85118 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 85118 zip code it's important to know that our rates are very competitive for homeowners living in Gold Canyon, AZ. Many homeowners based out of your 85118 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85118 should appear in the zip code field ready to go. For Gold Canyon, AZ Homeowners Insurance Quotes nearby, we offer the best rates and service.

85118: Average Home Insurance Rates

For homeowners living in the great city of Gold Canyon, the average homeowners policy is considered very low in comparison to other states. Arizona premiums are estimated to be around $713 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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85118 Home Insurance Average Premiums

Local 85118 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 85118 lowest rates with discounts applied on average.

For the 85118, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1013 /yr.

What is the average home insurance cost for a home in 85118?

  • • The average homeowners insurance premium paid annually for a home in 85118 is around $713 per year.

What does it cost on average per month for home insurance in 85118?

  • • Homeowners in 85118 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 85118?

  • • Autoowners in 85118 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gold Canyon area, check out other zip codes nearby 85118.
Review average rates in another zip code:
85118 homeowners insurance rates

Home Replacement Cost Coverage in 85118

Average Building Cost Per Square Foot in 85118: $161

Location: Gold Canyon, Arizona (Pinal County)

Average Square Footage in 85118: 1,901 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85118 before you start any project. Gold Canyon homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85118 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85118 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,901 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gold Canyon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,901$306,100
Additional Upgrades & Added Features$2011,901$382,625
Major Home Updates or Advancements$2421,901$459,150

It's important to understand that when you estimate your replacement cost of your home in the 85118 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85118

Best Home & Auto Insurance Agencies in 85118

Byke- Timothy A

Address: 5331 S Superstition Mountain Dr Gold Canyon, AZ 85118
Phone:
Website:
Info:

Housing Demographics for 85118

Population Review for 85118 Zip Code

For the city of Gold Canyon, the population within 85118 has increased to over 16,824 residents in population size. The current population total is 13,044. We have broken down the population based on race below. In 85118, there are over 6348 in male population and 6696 females.

PopulationValues
Total Population13,044
White Population11807
Black Population83
Hispanic Population808
Asian Population128
Hawaiian Population6
Indian Population67
Other Population207
Male Population6348
Female Population6696
Population Estimate16824

Household Data for 85118

The average number of homes in 85118 is around 6,640, there are an average of 1.96 per household. The average house value according to local real estate values is around $306,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,640
Persons Per Household1.96
Average House Value$306,100
Income Per Household$71474
Median Age66.4
Median Age Male66.9
Median Age Female65.9
85118 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code520/928
CityGold Canyon
City Alias NameGOLD CANYON
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses175
Number Of Employees1376
Business First Quarter Payroll12469
Business Annual Payroll52502
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|05
Congressional LandArea7838.12|293.47
Delivery Residential8584
Delivery Business133
Delivery Total8634
Preferred Last Line KeyZ10554
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10554
Land Area148.671000
Water Area0.008000
City Alias Code
City Mixed CaseGold Canyon
City Alias Mixed CaseGold Canyon
Box Count0
SFDU3764
MFDU757
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number030259
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

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