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85120 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 85120? Our rates are very competitive for homeowners living in Apache Junction, AZ. Many homeowners based out of your 85120 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85120 should appear in the zip code field ready to go. For Apache Junction, AZ Home Insurance Rate Quotes click to review the best rates and service online!

85120 Average Premium is Rated: Very Low!

Homeowners living in 85120 can easily save up to 40% off the average home insurance premium of $668 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Apache Junction that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 85120 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 85120!

85120 Home Insurance Average Premiums

Local 85120 homeowners insurance quotes comparison

$418 /yr.

Shows Zip Code: 85120 lowest rates with discounts applied on average.

For the 85120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$418 /yr.
Average Coverage:$668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$968 /yr.

What is the average home insurance cost for a home in 85120?

  • • The average homeowners insurance premium paid annually for a home in 85120 is around $668 per year.

What does it cost on average per month for home insurance in 85120?

  • • Homeowners in 85120 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85120?

  • • Autoowners in 85120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Apache Junction area, check out other zip codes nearby 85120.
Review average rates in another zip code:
85120 homeowners insurance rates
85119 homeowners insurance rates

Home Replacement Cost Coverage in 85120

Average Building Cost Per Square Foot in 85120: $161

Location: Apache Junction, Arizona (Pinal County)

Average Square Footage in 85120: 637 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85120 before you start any project. Apache Junction homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 637 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Apache Junction area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161637$102,500
Additional Upgrades & Added Features$201637$128,125
Major Home Updates or Advancements$242637$153,750

It's important to understand that when you estimate your replacement cost of your home in the 85120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85120

Best Home & Auto Insurance Agencies in 85120

Housing Demographics for 85120

Population Review for 85120 Zip Code

For the city of Apache Junction, the population within 85120 has increased to over 35,850 residents in population size. The current population total is 30,605. We have broken down the population based on race below. In 85120, there are over 15018 in male population and 15587 females.

PopulationValues
Total Population30,605
White Population24754
Black Population293
Hispanic Population5278
Asian Population293
Hawaiian Population38
Indian Population381
Other Population2233
Male Population15018
Female Population15587
Population Estimate35850

Household Data for 85120

The average number of homes in 85120 is around 13,871, there are an average of 2.19 per household. The average house value according to local real estate values is around $102,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,871
Persons Per Household2.19
Average House Value$102,500
Income Per Household$47048
Median Age54.8
Median Age Male52.8
Median Age Female56.3
85120 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias AbbreviationAPACHE JCT
Area Code480
CityApache Junction
City Alias NameAPACHE JUNCTION
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses495
Number Of Employees5246
Business First Quarter Payroll46456
Business Annual Payroll201345
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District05
Congressional LandArea293.47
Delivery Residential16370
Delivery Business716
Delivery Total20662
Preferred Last Line KeyZ10369
Classification Code
Multi-CountyY
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10369
Land Area23.087000
Water Area0.018000
City Alias Code
City Mixed CaseApache Junction
City Alias Mixed CaseApache Junction
Box Count0
SFDU7436
MFDU3298
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number030259
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]