Home Insurance Quotes in 85128

Are you shopping for a cheaper homeowners insurance rate in 85128? Our rates are very competitive for homeowners living in Coolidge, AZ. Many homeowners located in the 85128 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 85128. To get free 85128 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 85128 zip code should appear in the zip code field ready to go. Shopping Coolidge, AZ Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 85128 to review the best rate coverages.

Your 85128 Home Insurance Costs Is Rated: Very Low!

For the great city of Coolidge, the average home insurance premium paid annually is around $625 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Arizona specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Coolidge and need insurance on your home in the 85128 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 85128 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 85128: $161

Average Square Footage in 85128: 833 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85128 before you start any project. Coolidge homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 833 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coolidge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 85128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

American Family Insurance- Ty Schraufnagel

Yoder- James A

Household Data for 85128

The average number of homes in 85128 is around 5,172, there are an average of 3.03 per household. The average house value according to local real estate values is around $134,100. Please review the following demographics below for average income and media age.

• North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

  The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

• 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

  While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

• Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

  Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]