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Compare 85141 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Picacho just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 185 neighbors looking to save on their home insurance policy in the local 85141 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 85141. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Picacho, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Picacho, AZ

85141 Home Insurance Average Premiums

Local 85141 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 85141 lowest rates with discounts applied on average.

For the 85141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)		$915 /yr.

What is the average home insurance cost for a home in 85141?

  • • The average homeowners insurance premium paid annually for a home in 85141 is around $615 per year.

What does it cost on average per month for home insurance in 85141?

  • • Homeowners in 85141 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 85141?

  • • Autoowners in 85141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Picacho area, check out other zip codes nearby 85141.
Review average rates in another zip code:
85141 homeowners insurance rates

Home Replacement Cost Coverage in 85141

Average Building Cost Per Square Foot in 85141: $161

Location: Picacho, Arizona (Pinal County)

Average Square Footage in 85141: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85141 before you start any project. Picacho homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Picacho area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 85141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85141

Best Home & Auto Insurance Agencies in 85141

Housing Demographics for 85141

Population Review for 85141 Zip Code

For the city of Picacho, the population within 85141 has increased to over 252 residents in population size. The current population total is 416. We have broken down the population based on race below. In 85141, there are over 201 in male population and 215 females.

PopulationValues
Total Population416
White Population288
Black Population2
Hispanic Population169
Asian Population2
Hawaiian Population0
Indian Population9
Other Population74
Male Population201
Female Population215
Population Estimate252

Household Data for 85141

The average number of homes in 85141 is around 185, there are an average of 2.25 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode185
Persons Per Household2.25
Average House Value$165,000
Income Per Household$65000
Median Age55.0
Median Age Male54.3
Median Age Female55.5
85141 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityPicacho
City Alias NamePICACHO
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees87
Business First Quarter Payroll557
Business Annual Payroll2682
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential112
Delivery Business5
Delivery Total5490
Preferred Last Line KeyZ10749
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10749
Land Area61.294000
Water Area0.037000
City Alias Code
City Mixed CasePicacho
City Alias Mixed CasePicacho
Box Count0
SFDU2
MFDU110
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number036401
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]