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Searching for Homeowners Insurance in 85263

If you are a homeowners that lives in 85263 you may be searching for more affordable homeowners insurance in Rio Verde. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Rio Verde, AZ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Arizona licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 85263 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rio Verde, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 85263 Home Insurance Costs: very low!

In Rio Verde, homeowners are paying roughly $824 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 85263 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Rio Verde are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 85263 policy right now!

85263 Home Insurance Average Premiums

Local 85263 homeowners insurance quotes comparison

$574 /yr.

Shows Zip Code: 85263 lowest rates with discounts applied on average.

For the 85263, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$574 /yr.
Average Coverage:$824 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1124 /yr.

What is the average home insurance cost for a home in 85263?

  • • The average homeowners insurance premium paid annually for a home in 85263 is around $824 per year.

What does it cost on average per month for home insurance in 85263?

  • • Homeowners in 85263 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 85263?

  • • Autoowners in 85263 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Rio Verde, check out other zip codes nearby 85263.
To review average rates in another zip code, click on a zip code below:
85263  | 

Home Replacement Cost Coverage in 85263

Average Building Cost Per Square Foot in 85263: $161

Location: Rio Verde, Arizona (Maricopa County)

Average Square Footage in 85263: 3,663 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85263 before you start any project. Rio Verde homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85263 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85263 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,663 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rio Verde area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1613,663$589,700
Additional Upgrades & Added Features$2013,663$737,125
Major Home Updates or Advancements$2423,663$884,550

It's important to understand that when you estimate your replacement cost of your home in the 85263 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85263

Best Home & Auto Insurance Agencies in 85263

Housing Demographics for 85263

Population Review for 85263 Zip Code

For the city of Rio Verde, the population within 85263 has increased to over 5,697 residents in population size. The current population total is 3,382. We have broken down the population based on race below. In 85263, there are over 1629 in male population and 1753 females.

PopulationValues
Total Population3,382
White Population3184
Black Population12
Hispanic Population89
Asian Population29
Hawaiian Population2
Indian Population10
Other Population25
Male Population1629
Female Population1753
Population Estimate5697

Household Data for 85263

The average number of homes in 85263 is around 1,737, there are an average of 1.95 per household. The average house value according to local real estate values is around $589,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,737
Persons Per Household1.95
Average House Value$589,700
Income Per Household$125915
Median Age69.2
Median Age Male70.2
Median Age Female68.4
85263 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code480
CityRio Verde
City Alias NameRIO VERDE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees270
Business First Quarter Payroll2595
Business Annual Payroll11717
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01
Congressional LandArea55039.61
Delivery Residential2922
Delivery Business20
Delivery Total4799
Preferred Last Line Key009566
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State Key009566
Land Area188.350000
Water Area4.476000
City Alias Code
City Mixed CaseRio Verde
City Alias Mixed CaseRio Verde
Box Count0
SFDU687
MFDU1773
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037659
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

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