Get multiple home insurance quotes in 85284. Our licensed 85284, AZ agents are ready to serve you.

85284 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 85284? Our rates are very competitive for homeowners living in Tempe, AZ. Many homeowners based out of your 85284 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85284 should appear in the zip code field ready to go. For Tempe, AZ Home Insurance Rate Quotes click to review the best rates and service online!

85284 Average Premium is Rated: Very Low!

Homeowners living in 85284 can easily save up to 40% off the average home insurance premium of $671 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Tempe that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 85284 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 85284!

85284 Home Insurance Average Premiums

Local 85284 homeowners insurance quotes comparison

$421 /yr.

Shows Zip Code: 85284 lowest rates with discounts applied on average.

For the 85284, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$421 /yr.
Average Coverage:$671 /yr.
2600 sq. ft. or higher
(all discounts applied)
$971 /yr.

What is the average home insurance cost for a home in 85284?

  • • The average homeowners insurance premium paid annually for a home in 85284 is around $671 per year.

What does it cost on average per month for home insurance in 85284?

  • • Homeowners in 85284 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85284?

  • • Autoowners in 85284 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tempe area, check out other zip codes nearby 85284.
Review average rates in another zip code:
85282 homeowners insurance rates
85283 homeowners insurance rates
85281 homeowners insurance rates
85284 homeowners insurance rates

Home Replacement Cost Coverage in 85284

Average Building Cost Per Square Foot in 85284: $161

Location: Tempe, Arizona (Maricopa County)

Average Square Footage in 85284: 2,982 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85284 before you start any project. Tempe homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85284 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85284 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,982 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tempe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,982$480,100
Additional Upgrades & Added Features$2012,982$600,125
Major Home Updates or Advancements$2422,982$720,150

It's important to understand that when you estimate your replacement cost of your home in the 85284 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85284

Allstate Insurance - William (Bill) Hazlett

Address: 2169 E Warner Rd 104 Tempe, AZ 85284
Phone: (480)756-1988
Website:

Allstate Insurance - Kerri Jean De Graff

Address: 8400 S Kyrene #102 Tempe, AZ 85284
Phone: (480)785-9790
Website: agent.allstate.com/74765

Allstate Insurance - Bill Hazlett

Address: 2169 E Warner Rd Suite 104 Tempe, AZ 85284
Phone: (480)756-1988
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16859

Allstate Insurance - Hank Martinez

Address: 1 W Elliot Rd. Ste 105 Tempe, AZ 85284
Phone: (480)345-0003
Website:

Best Home & Auto Insurance Agencies in 85284

Aguilar-Woertz- Judy P

Address: 655 W Warner Rd Tempe, AZ 85284
Phone:
Website: http://www.judywoertz.com
Info:

Allstate Insurance

Address: 8400 S Kyrene Rd Tempe, AZ 85284
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Chaira- Irma C

Address: 7650 S McClintock Dr Tempe, AZ 85284
Phone:
Website:
Info:

Sentry Insurance Company Cindy Cancellieri

Address: 456 W Calle Monte Vis Tempe, AZ 85284
Phone:
Website:
Info:

Hill- Cheryll S

Address: 9880 S Rural Rd Tempe, AZ 85284
Phone:
Website:
Info:

Housing Demographics for 85284

Population Review for 85284 Zip Code

For the city of Tempe, the population within 85284 has increased to over 18,961 residents in population size. The current population total is 18,638. We have broken down the population based on race below. In 85284, there are over 9185 in male population and 9453 females.

PopulationValues
Total Population18,638
White Population12972
Black Population653
Hispanic Population2326
Asian Population2159
Hawaiian Population27
Indian Population173
Other Population560
Male Population9185
Female Population9453
Population Estimate18961

Household Data for 85284

The average number of homes in 85284 is around 7,275, there are an average of 2.56 per household. The average house value according to local real estate values is around $480,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,275
Persons Per Household2.56
Average House Value$480,100
Income Per Household$132837
Median Age44.9
Median Age Male44.0
Median Age Female46.0
85284 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/520
CityTempe
City Alias NameTEMPE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1170
Number Of Employees38527
Business First Quarter Payroll709429
Business Annual Payroll2948203
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District04
Congressional LandArea33199.45
Delivery Residential7407
Delivery Business1022
Delivery Total13048
Preferred Last Line KeyZ10920
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10920
Land Area7.822000
Water Area0.027000
City Alias Code
City Mixed CaseTempe
City Alias Mixed CaseTempe
Box Count550
SFDU2404
MFDU1320
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038436
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]