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Find the Best Home Insurance Rates in 85325

Shopping for homeowners insurance in 85325 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Bouse, AZ and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Arizona licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 85325 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 85325

Find Bouse, AZ Homeowners Insurance Quotes to review the best coverage options in your area.

85325 Home Insurance Rating is: very low!

In 85325 the average premium is $633. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 85325, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 85325!

85325 Home Insurance Average Premiums

Local 85325 homeowners insurance quotes comparison

$383 /yr.

Shows Zip Code: 85325 lowest rates with discounts applied on average.

For the 85325, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$383 /yr.
Average Coverage:$633 /yr.
2600 sq. ft. or higher
(all discounts applied)
$933 /yr.

What is the average home insurance cost for a home in 85325?

  • • The average homeowners insurance premium paid annually for a home in 85325 is around $633 per year.

What does it cost on average per month for home insurance in 85325?

  • • Homeowners in 85325 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85325?

  • • Autoowners in 85325 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bouse area, check out other zip codes nearby 85325.
Review average rates in another zip code:
85325 homeowners insurance rates

Home Replacement Cost Coverage in 85325

Average Building Cost Per Square Foot in 85325: $161

Location: Bouse, Arizona (La Paz County)

Average Square Footage in 85325: 649 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85325 before you start any project. Bouse homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85325 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85325 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 649 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bouse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161649$104,500
Additional Upgrades & Added Features$201649$130,625
Major Home Updates or Advancements$242649$156,750

It's important to understand that when you estimate your replacement cost of your home in the 85325 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85325

Best Home & Auto Insurance Agencies in 85325

Housing Demographics for 85325

Population Review for 85325 Zip Code

For the city of Bouse, the population within 85325 has increased to over 0 residents in population size. The current population total is 847. We have broken down the population based on race below. In 85325, there are over 437 in male population and 410 females.

PopulationValues
Total Population847
White Population723
Black Population0
Hispanic Population73
Asian Population9
Hawaiian Population5
Indian Population7
Other Population24
Male Population437
Female Population410
Population Estimate0

Household Data for 85325

The average number of homes in 85325 is around 455, there are an average of 1.86 per household. The average house value according to local real estate values is around $104,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode455
Persons Per Household1.86
Average House Value$104,500
Income Per Household$42629
Median Age66.3
Median Age Male65.7
Median Age Female66.7
85325 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityBouse
City Alias NameBOUSE
CountyLa Paz
County FIPS012
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees31
Business First Quarter Payroll192
Business Annual Payroll815
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential0
Delivery Business0
Delivery Total996
Preferred Last Line KeyZ10402
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10402
Land Area718.384000
Water Area0.461000
City Alias Code
City Mixed CaseBouse
City Alias Mixed CaseBouse
Box Count841
SFDU0
MFDU0
State ANSI04
County ANSI012
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number030851
Unique ZIP Name
SSA State County Code03055
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLa Paz

Arizona Homeowners Insurance News & Information

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