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85335 Homeowners Insurance Quotes & Coverage Options
For homeowners like you shopping online for home insurance quotes in the 85335 zip code it's important to know that our rates are very competitive for homeowners living in El Mirage, AZ. Many homeowners based out of your 85335 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85335 should appear in the zip code field ready to go. For El Mirage, AZ Homeowners Insurance Quotes nearby, we offer the best rates and service.
85335: Average Home Insurance Rates
For homeowners living in the great city of El Mirage, the average homeowners policy is considered very low in comparison to other states. Arizona premiums are estimated to be around $667 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.
85335 Home Insurance Average Premiums
$417 /yr.
Shows Zip Code: 85335 lowest rates with discounts applied on average.
For the 85335, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $417 /yr. |
| Average Coverage: | $667 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $967 /yr. |
What is the average home insurance cost for a home in 85335?
- • The average homeowners insurance premium paid annually for a home in 85335 is around $667 per year.
What does it cost on average per month for home insurance in 85335?
- • Homeowners in 85335 pay a monthly average cost per month around $56.00.
What kind of discount could I get if I combine my home and auto insurance together in 85335?
- • Autoowners in 85335 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the El Mirage area, check out other zip codes nearby 85335.
Review average rates in another zip code:
85335 homeowners insurance rates
Home Replacement Cost Coverage in 85335
Average Building Cost Per Square Foot in 85335: $161
Location: El Mirage, Arizona (Maricopa County)Average Square Footage in 85335: 1,271 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 85335 before you start any project. El Mirage homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85335 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 85335 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,271 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the El Mirage area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $161 | 1,271 | $204,700 |
| Additional Upgrades & Added Features | $201 | 1,271 | $255,875 |
| Major Home Updates or Advancements | $242 | 1,271 | $307,050 |
It's important to understand that when you estimate your replacement cost of your home in the 85335 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 85335
Best Home & Auto Insurance Agencies in 85335
American Family Insurance - Travis Rhodes
Address: 11900 West Thunderbird Road El Mirage, AZ 85335Phone:
Website: http://www.phoenix.citysearch.com/profile/external/604218912/el_mirage_az/american_family_insurance_travis_rhodes.html
Info:
Celaya, Abraham - State Farm Insurance Agent
Address: 12550 West Thunderbird Road El Mirage, AZ 85335Phone:
Website: http://www.citysearch.com/profile/external/605136862/el_mirage_az/celaya_abraham_state_farm_insurance_agent.html
Info:
Housing Demographics for 85335
Population Review for 85335 Zip Code
For the city of El Mirage, the population within 85335 has increased to over 34,933 residents in population size. The current population total is 35,815. We have broken down the population based on race below. In 85335, there are over 17704 in male population and 18111 females.
| Population | Values |
|---|---|
| Total Population | 35,815 |
| White Population | 16964 |
| Black Population | 2637 |
| Hispanic Population | 17670 |
| Asian Population | 718 |
| Hawaiian Population | 148 |
| Indian Population | 707 |
| Other Population | 7868 |
| Male Population | 17704 |
| Female Population | 18111 |
| Population Estimate | 34933 |
Household Data for 85335
The average number of homes in 85335 is around 10,552, there are an average of 3.39 per household. The average house value according to local real estate values is around $204,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,552 |
| Persons Per Household | 3.39 |
| Average House Value | $204,700 |
| Income Per Household | $65072 |
| Median Age | 30.3 |
| Median Age Male | 29.1 |
| Median Age Female | 31.7 |
| 85335 Details | Values |
|---|---|
| State | AZ |
| State Full Name | Arizona |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 623 |
| City | El Mirage |
| City Alias Name | EL MIRAGE |
| County | Maricopa |
| County FIPS | 013 |
| State FIPS | 04 |
| Time Zone | 7 |
| Day Light Saving | N |
| MSA | 6200 |
| PMSA | |
| CSA | 429 |
| CBSA | 38060 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Phoenix-Mesa-Chandler, AZ |
| MSA_Name | Phoenix-Mesa, AZ MSA |
| PMSA_Name | |
| Region | West |
| Division | Mountain |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 214 |
| Number Of Employees | 2830 |
| Business First Quarter Payroll | 30660 |
| Business Annual Payroll | 125346 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 4192887 |
| CBSA Division Population | 0 |
| Congressional District | 09 |
| Congressional LandArea | 164.79 |
| Delivery Residential | 10305 |
| Delivery Business | 237 |
| Delivery Total | 11334 |
| Preferred Last Line Key | Z10509 |
| Classification Code | |
| Multi-County | |
| CSA Name | Phoenix-Mesa, AZ |
| CBSA_DIV_Name | |
| City State Key | Z10509 |
| Land Area | 11.972000 |
| Water Area | 0.059000 |
| City Alias Code | |
| City Mixed Case | El Mirage |
| City Alias Mixed Case | El Mirage |
| Box Count | 781 |
| SFDU | 725 |
| MFDU | 1939 |
| State ANSI | 04 |
| County ANSI | 013 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | D |
| Finance Number | 032701 |
| Unique ZIP Name | |
| SSA State County Code | 03060 |
| Medicare CBSA Code | 38060 |
| Medicare CBSA Name | Phoenix-Mesa-Chandler, AZ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Maricopa |
Arizona Homeowners Insurance News & Information
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