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Home Insurance Rates in 85338

For homeowners shopping online in 85338, our insurance rates are very competitive for homeowners living in Goodyear, AZ. Many homeowners based out of the great city of Goodyear have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 85338, simply click the "Get Multiple Quotes Now" button. Your 85338 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Goodyear, AZ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

85338 Home Insurance Rating is: Very Low!

If you live in 85338, you can easily save up to 40% off the average home insurance premium of $690 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Goodyear can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 85338 today!

Get Multiple Home Insurance Rates in 85338!

85338 Home Insurance Average Premiums

Local 85338 homeowners insurance quotes comparison

$440 /yr.

Shows Zip Code: 85338 lowest rates with discounts applied on average.

For the 85338, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$440 /yr.
Average Coverage:$690 /yr.
2600 sq. ft. or higher
(all discounts applied)
$990 /yr.

What is the average home insurance cost for a home in 85338?

  • • The average homeowners insurance premium paid annually for a home in 85338 is around $690 per year.

What does it cost on average per month for home insurance in 85338?

  • • Homeowners in 85338 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 85338?

  • • Autoowners in 85338 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goodyear area, check out other zip codes nearby 85338.
Review average rates in another zip code:
85395 homeowners insurance rates
85338 homeowners insurance rates

Home Replacement Cost Coverage in 85338

Average Building Cost Per Square Foot in 85338: $161

Location: Goodyear, Arizona (Maricopa County)

Average Square Footage in 85338: 1,839 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85338 before you start any project. Goodyear homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85338 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85338 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,839 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodyear area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,839$296,100
Additional Upgrades & Added Features$2011,839$370,125
Major Home Updates or Advancements$2421,839$444,150

It's important to understand that when you estimate your replacement cost of your home in the 85338 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85338

Farmers Insurance - Paul Lorenz

Address: 14122 W McDowell Rd Ste 202 Goodyear, AZ 85338
Phone: (623)925-9411
Website: www.mywestvalleyagent.com

Best Home & Auto Insurance Agencies in 85338

Jared Fink Insurance Agency Inc - State Farm Insurance Agent

Address: 650 North Estrella Parkway Goodyear, AZ 85338
Phone:
Website: http://www.citysearch.com/profile/external/603121662/goodyear_az/jared_fink_insurance_agcy_inc_state_farm_insurance_agent.html
Info:

Smith- Desi A

Address: 1616 S Litchfield Rd Goodyear, AZ 85338
Phone:
Website:
Info:

Gremillion, Tina - State Farm Insurance Agent

Address: 781 South Cotton Lane Goodyear, AZ 85338
Phone:
Website: http://www.citysearch.com/profile/external/605153972/goodyear_az/gremillion_tina_state_farm_insurance_agent.html
Info:

Roberts, Kathryn - American Family Insurance

Address: 15655 West Roosevelt Street #101 Goodyear, AZ 85338
Phone:
Website: http://www.insurance-agency.amfam.com/AZ/kathryn-j-roberts/default.aspx?tid=agp0001025117
Info:

American Family Insurance - Kathryn Roberts

Address: 15655 West Roosevelt Street Goodyear, AZ 85338
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/603164432/goodyear_az/american_family_insurance_kathryn_roberts.html
Info:

Housing Demographics for 85338

Population Review for 85338 Zip Code

For the city of Goodyear, the population within 85338 has increased to over 75,225 residents in population size. The current population total is 59,313. We have broken down the population based on race below. In 85338, there are over 29091 in male population and 30222 females.

PopulationValues
Total Population59,313
White Population32942
Black Population4870
Hispanic Population21620
Asian Population1871
Hawaiian Population188
Indian Population780
Other Population8623
Male Population29091
Female Population30222
Population Estimate75225

Household Data for 85338

The average number of homes in 85338 is around 19,682, there are an average of 3.01 per household. The average house value according to local real estate values is around $296,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,682
Persons Per Household3.01
Average House Value$296,100
Income Per Household$86271
Median Age36.6
Median Age Male35.7
Median Age Female37.4
85338 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code623
CityGoodyear
City Alias NameGOODYEAR
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses934
Number Of Employees22179
Business First Quarter Payroll200906
Business Annual Payroll954298
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District07|09
Congressional LandArea205.12|164.79
Delivery Residential24992
Delivery Business785
Delivery Total27099
Preferred Last Line KeyZ10558
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10558
Land Area76.025000
Water Area0.010000
City Alias Code
City Mixed CaseGoodyear
City Alias Mixed CaseGoodyear
Box Count902
SFDU1347
MFDU16140
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number030481
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]