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85351, AZ Home Insurance

In the zip code of 85351, the population size is around 29,795, which consists of 18,497 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sun City, AZ. A few years ago, a study was done and found that the average home insurance rates for Arizona are around $673 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 85351 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sun City. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Sun City, AZ Homeowners Insurance Online Rates Today!

85351 Home Insurance Average Premiums

Local 85351 homeowners insurance quotes comparison

$423 /yr.

Shows Zip Code: 85351 lowest rates with discounts applied on average.

For the 85351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$423 /yr.
Average Coverage:$673 /yr.
2600 sq. ft. or higher
(all discounts applied)
$973 /yr.

What is the average home insurance cost for a home in 85351?

  • • The average homeowners insurance premium paid annually for a home in 85351 is around $673 per year.

What does it cost on average per month for home insurance in 85351?

  • • Homeowners in 85351 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85351?

  • • Autoowners in 85351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sun City area, check out other zip codes nearby 85351.
Review average rates in another zip code:
85373 homeowners insurance rates
85351 homeowners insurance rates

Home Replacement Cost Coverage in 85351

Average Building Cost Per Square Foot in 85351: $161

Location: Sun City, Arizona (Maricopa County)

Average Square Footage in 85351: 1,122 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85351 before you start any project. Sun City homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,122 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sun City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,122$180,600
Additional Upgrades & Added Features$2011,122$225,750
Major Home Updates or Advancements$2421,122$270,900

It's important to understand that when you estimate your replacement cost of your home in the 85351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85351

Allstate Insurance - Aziz Zerarka

Address: 10404 W Coggins Dr Ste #108 Sun City, AZ 85351
Phone: (623)974-0041
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=6685

Best Home & Auto Insurance Agencies in 85351

Romley, Bill - State Farm Insurance Agent

Address: 15404 North 99th Avenue Sun City, AZ 85351
Phone:
Website: http://www.citysearch.com/profile/external/605138402/sun_city_az/romley_bill_state_farm_insurance_agent.html
Info:

Allstate Insurance Companies

Address: 10001 W Bell Rd Sun City, AZ 85351
Phone:
Website: http://www.allstateagencies.com
Info:

Huddleston- William W

Address: 14810 N Del Webb Blvd Sun City, AZ 85351
Phone:
Website:
Info:

American Family Insurance- Michelle Smith Agency Incorporated

Address: 9028 North 103rd Avenue Sun City, AZ 85351
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/604672712/sun_city_az/american_family_insurance_michelle_smith_agency_inc.html
Info:

Michael Platta

Address: 10001 W Bell Rd, #Rd-141 Sun City, AZ 85351
Phone:
Website:
Info:

Housing Demographics for 85351

Population Review for 85351 Zip Code

For the city of Sun City, the population within 85351 has increased to over 32,923 residents in population size. The current population total is 29,795. We have broken down the population based on race below. In 85351, there are over 12675 in male population and 17120 females.

PopulationValues
Total Population29,795
White Population27203
Black Population547
Hispanic Population1376
Asian Population335
Hawaiian Population18
Indian Population105
Other Population460
Male Population12675
Female Population17120
Population Estimate32923

Household Data for 85351

The average number of homes in 85351 is around 18,497, there are an average of 1.60 per household. The average house value according to local real estate values is around $180,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,497
Persons Per Household1.60
Average House Value$180,600
Income Per Household$44920
Median Age72.5
Median Age Male72.4
Median Age Female72.7
85351 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623
CitySun City
City Alias NameSUN CITY
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses410
Number Of Employees6088
Business First Quarter Payroll68007
Business Annual Payroll296219
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential20577
Delivery Business551
Delivery Total21609
Preferred Last Line KeyZ10902
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10902
Land Area10.879000
Water Area0.153000
City Alias Code
City Mixed CaseSun City
City Alias Mixed CaseSun City
Box Count0
SFDU19526
MFDU772
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038269
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

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