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Searching for Homeowners Insurance in 85362

If you are a homeowners that lives in 85362 you may be searching for more affordable homeowners insurance in Yarnell. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Yarnell, AZ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Arizona licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 85362 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Yarnell, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 85362 Home Insurance Costs: very low!

In Yarnell, homeowners are paying roughly $687 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 85362 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Yarnell are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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85362 Home Insurance Average Premiums

Local 85362 homeowners insurance quotes comparison

$437 /yr.

Shows Zip Code: 85362 lowest rates with discounts applied on average.

For the 85362, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$437 /yr.
Average Coverage:$687 /yr.
2600 sq. ft. or higher
(all discounts applied)
$987 /yr.

What is the average home insurance cost for a home in 85362?

  • • The average homeowners insurance premium paid annually for a home in 85362 is around $687 per year.

What does it cost on average per month for home insurance in 85362?

  • • Homeowners in 85362 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85362?

  • • Autoowners in 85362 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yarnell area, check out other zip codes nearby 85362.
Review average rates in another zip code:
85362 homeowners insurance rates

Home Replacement Cost Coverage in 85362

Average Building Cost Per Square Foot in 85362: $161

Location: Yarnell, Arizona (Yavapai County)

Average Square Footage in 85362: 1,017 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85362 before you start any project. Yarnell homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85362 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85362 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,017 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yarnell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,017$163,800
Additional Upgrades & Added Features$2011,017$204,750
Major Home Updates or Advancements$2421,017$245,700

It's important to understand that when you estimate your replacement cost of your home in the 85362 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85362

Best Home & Auto Insurance Agencies in 85362

Housing Demographics for 85362

Population Review for 85362 Zip Code

For the city of Yarnell, the population within 85362 has increased to over 0 residents in population size. The current population total is 569. We have broken down the population based on race below. In 85362, there are over 298 in male population and 271 females.

PopulationValues
Total Population569
White Population492
Black Population14
Hispanic Population51
Asian Population3
Hawaiian Population0
Indian Population11
Other Population7
Male Population298
Female Population271
Population Estimate0

Household Data for 85362

The average number of homes in 85362 is around 320, there are an average of 1.78 per household. The average house value according to local real estate values is around $163,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode320
Persons Per Household1.78
Average House Value$163,800
Income Per Household$41367
Median Age64.2
Median Age Male65.7
Median Age Female62.6
85362 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928/520
CityYarnell
City Alias NameYARNELL
CountyYavapai
County FIPS025
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA39150
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePrescott Valley-Prescott, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees65
Business First Quarter Payroll446
Business Annual Payroll2024
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total2471
Preferred Last Line KeyZ10996
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10996
Land Area62.719000
Water Area0.000000
City Alias Code
City Mixed CaseYarnell
City Alias Mixed CaseYarnell
Box Count443
SFDU0
MFDU0
State ANSI04
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number039694
Unique ZIP Name
SSA State County Code03120
Medicare CBSA Code39150
Medicare CBSA NamePrescott Valley-Prescott, AZ
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseYavapai

Arizona Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]