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85371 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 85371 zip code it's important to know that our rates are very competitive for homeowners living in Poston, AZ. Many homeowners based out of your 85371 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85371 should appear in the zip code field ready to go. For Poston, AZ Homeowners Insurance Quotes nearby, we offer the best rates and service.

85371: Average Home Insurance Rates

For homeowners living in the great city of Poston, the average homeowners policy is considered very low in comparison to other states. Arizona premiums are estimated to be around $615 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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85371 Home Insurance Average Premiums

Local 85371 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 85371 lowest rates with discounts applied on average.

For the 85371, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)
$915 /yr.

What is the average home insurance cost for a home in 85371?

  • • The average homeowners insurance premium paid annually for a home in 85371 is around $615 per year.

What does it cost on average per month for home insurance in 85371?

  • • Homeowners in 85371 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 85371?

  • • Autoowners in 85371 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Poston area, check out other zip codes nearby 85371.
Review average rates in another zip code:
85371 homeowners insurance rates

Home Replacement Cost Coverage in 85371

Average Building Cost Per Square Foot in 85371: $161

Location: Poston, Arizona (La Paz County)

Average Square Footage in 85371: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85371 before you start any project. Poston homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85371 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85371 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Poston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 85371 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85371

Best Home & Auto Insurance Agencies in 85371

Housing Demographics for 85371

Population Review for 85371 Zip Code

For the city of Poston, the population within 85371 has increased to over 0 residents in population size. The current population total is 266. We have broken down the population based on race below. In 85371, there are over 135 in male population and 131 females.

PopulationValues
Total Population266
White Population14
Black Population0
Hispanic Population83
Asian Population3
Hawaiian Population0
Indian Population193
Other Population14
Male Population135
Female Population131
Population Estimate0

Household Data for 85371

The average number of homes in 85371 is around 84, there are an average of 3.17 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode84
Persons Per Household3.17
Average House Value$165,000
Income Per Household$0
Median Age28.5
Median Age Male24.5
Median Age Female36.5
85371 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityPoston
City Alias NamePOSTON
CountyLa Paz
County FIPS012
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential0
Delivery Business0
Delivery Total0
Preferred Last Line Key019891
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State Key019891
Land Area9.297000
Water Area0.000000
City Alias Code
City Mixed CasePoston
City Alias Mixed CasePoston
Box Count0
SFDU0
MFDU0
State ANSI04
County ANSI012
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number035994
Unique ZIP Name
SSA State County Code03055
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLa Paz

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]