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Homeowners Insurance in 85379

For homeowners living in 85379, you want more affordable home insurance rates in Surprise, right? Our rates are very competitive for homeowners living in the great city of Surprise, AZ. Many homeowners living in the 85379 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 85379 should appear in the zip code field ready to go. Comparing Surprise, AZ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

85379 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Surprise pay around $669 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Arizona home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 85379 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Surprise homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Arizona home insurance premium today!

Get 85379 Homeowners Insurance Rates Now!

85379 Home Insurance Average Premiums

Local 85379 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 85379 lowest rates with discounts applied on average.

For the 85379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 85379?

  • • The average homeowners insurance premium paid annually for a home in 85379 is around $669 per year.

What does it cost on average per month for home insurance in 85379?

  • • Homeowners in 85379 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85379?

  • • Autoowners in 85379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Surprise area, check out other zip codes nearby 85379.
Review average rates in another zip code:
85388 homeowners insurance rates
85374 homeowners insurance rates
85379 homeowners insurance rates
85387 homeowners insurance rates

Home Replacement Cost Coverage in 85379

Average Building Cost Per Square Foot in 85379: $161

Location: Surprise, Arizona (Maricopa County)

Average Square Footage in 85379: 1,784 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85379 before you start any project. Surprise homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,784 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Surprise area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,784$287,300
Additional Upgrades & Added Features$2011,784$359,125
Major Home Updates or Advancements$2421,784$430,950

It's important to understand that when you estimate your replacement cost of your home in the 85379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85379

Best Home & Auto Insurance Agencies in 85379

American Family Insurance- Saxton, Christina

Address: 15411 W Waddell Rd Surprise, AZ 85379
Phone:
Website:
Info:

Resetar, Rick - State Farm Insurance Agent

Address: 13794 West Waddell Road Surprise, AZ 85379
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/44503318/surprise_az/resetar_rick_state_farm_insurance_agent.html
Info:

Farmers Insurance

Address: 15241 W Port Royale Ln Surprise, AZ 85379
Phone:
Website:
Info:

Allstate Insurance-Wade J Draves Insurance Services

Address: 11140 N 136th Ave, #107 Surprise, AZ 85379
Phone:
Website: http://www.agent.allstate.com/72332
Info:

Housing Demographics for 85379

Population Review for 85379 Zip Code

For the city of Surprise, the population within 85379 has increased to over 53,344 residents in population size. The current population total is 49,441. We have broken down the population based on race below. In 85379, there are over 24138 in male population and 25303 females.

PopulationValues
Total Population49,441
White Population32911
Black Population3223
Hispanic Population11170
Asian Population1853
Hawaiian Population150
Indian Population491
Other Population3518
Male Population24138
Female Population25303
Population Estimate53344

Household Data for 85379

The average number of homes in 85379 is around 15,423, there are an average of 3.18 per household. The average house value according to local real estate values is around $287,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,423
Persons Per Household3.18
Average House Value$287,300
Income Per Household$87397
Median Age34.9
Median Age Male33.5
Median Age Female35.9
85379 DetailsValues
StateAZ
State Full NameArizona
City TypeB
City Alias Abbreviation
Area Code623
CitySurprise
City Alias NameSURPRISE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses449
Number Of Employees4709
Business First Quarter Payroll39556
Business Annual Payroll175596
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential16775
Delivery Business204
Delivery Total18472
Preferred Last Line KeyZ10914
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10914
Land Area10.742000
Water Area0.018000
City Alias Code
City Mixed CaseSurprise
City Alias Mixed CaseSurprise
Box Count0
SFDU5
MFDU3035
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038269
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

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