Get multiple home insurance quotes in 85392. Our licensed 85392, AZ agents are ready to serve you.

85392 Home Insurance Rates & Premiums

Did you know there are over 40,363 people living within the 85392 zip code area? There are over 13,457 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 85392.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Arizona are on the rise. The estimated average premium is around $633 a year for a standard homeowners insurance policy in Avondale. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Avondale, AZ Homeowners Insurance Quotes Online

85392 Home Insurance Average Premiums

Local 85392 homeowners insurance quotes comparison

$383 /yr.

Shows Zip Code: 85392 lowest rates with discounts applied on average.

For the 85392, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$383 /yr.
Average Coverage:$633 /yr.
2600 sq. ft. or higher
(all discounts applied)
$933 /yr.

What is the average home insurance cost for a home in 85392?

  • • The average homeowners insurance premium paid annually for a home in 85392 is around $633 per year.

What does it cost on average per month for home insurance in 85392?

  • • Homeowners in 85392 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85392?

  • • Autoowners in 85392 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Avondale area, check out other zip codes nearby 85392.
Review average rates in another zip code:
85323 homeowners insurance rates
85392 homeowners insurance rates

Home Replacement Cost Coverage in 85392

Average Building Cost Per Square Foot in 85392: $161

Location: Avondale, Arizona (Maricopa County)

Average Square Footage in 85392: 1,688 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85392 before you start any project. Avondale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85392 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85392 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,688 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Avondale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,688$271,800
Additional Upgrades & Added Features$2011,688$339,750
Major Home Updates or Advancements$2421,688$407,700

It's important to understand that when you estimate your replacement cost of your home in the 85392 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85392

Best Home & Auto Insurance Agencies in 85392

Ace Cash Express

Address: 8225 West Indian School Road Avondale, AZ 85392
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/32335304/phoenix_az/ace_cash_express.html
Info:

Holderbaum Bud - State Farm Insurance Agent

Address: 1729 North Dysart Road Avondale, AZ 85392
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/holderbaum_bud___state_farm_insurance_agent-b2307487&mkt=63801
Info:

American Family Insurance

Address: 13065 W McDowell Rd Avondale, AZ 85392
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Allstate Auto Insurance

Address: 10320 W McDowell Rd Avondale, AZ 85392
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85392

Population Review for 85392 Zip Code

For the city of Avondale, the population within 85392 has increased to over 40,758 residents in population size. The current population total is 40,363. We have broken down the population based on race below. In 85392, there are over 19890 in male population and 20473 females.

PopulationValues
Total Population40,363
White Population17911
Black Population3795
Hispanic Population18175
Asian Population2161
Hawaiian Population162
Indian Population809
Other Population7531
Male Population19890
Female Population20473
Population Estimate40758

Household Data for 85392

The average number of homes in 85392 is around 13,457, there are an average of 3.00 per household. The average house value according to local real estate values is around $271,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,457
Persons Per Household3.00
Average House Value$271,800
Income Per Household$74398
Median Age33.1
Median Age Male31.5
Median Age Female34.6
85392 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code623
CityAvondale
City Alias NameAVONDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses476
Number Of Employees6058
Business First Quarter Payroll48744
Business Annual Payroll218679
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District07|09
Congressional LandArea205.12|164.79
Delivery Residential13586
Delivery Business470
Delivery Total15431
Preferred Last Line KeyZ10384
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10384
Land Area9.713000
Water Area0.255000
City Alias Code
City Mixed CaseAvondale
City Alias Mixed CaseAvondale
Box Count0
SFDU200
MFDU3700
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number030481
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

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