Get multiple home insurance quotes in 85396. Our licensed 85396, AZ agents are ready to serve you.

Compare 85396 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Buckeye just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 11,515 neighbors looking to save on their home insurance policy in the local 85396 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 85396. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Buckeye, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Buckeye, AZ

85396 Home Insurance Average Premiums

Local 85396 homeowners insurance quotes comparison

$394 /yr.

Shows Zip Code: 85396 lowest rates with discounts applied on average.

For the 85396, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$394 /yr.
Average Coverage:$644 /yr.
2600 sq. ft. or higher
(all discounts applied)
$944 /yr.

What is the average home insurance cost for a home in 85396?

  • • The average homeowners insurance premium paid annually for a home in 85396 is around $644 per year.

What does it cost on average per month for home insurance in 85396?

  • • Homeowners in 85396 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 85396?

  • • Autoowners in 85396 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buckeye area, check out other zip codes nearby 85396.
Review average rates in another zip code:
85396 homeowners insurance rates
85326 homeowners insurance rates

Home Replacement Cost Coverage in 85396

Average Building Cost Per Square Foot in 85396: $161

Location: Buckeye, Arizona (Maricopa County)

Average Square Footage in 85396: 2,147 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85396 before you start any project. Buckeye homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85396 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85396 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,147 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buckeye area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,147$345,700
Additional Upgrades & Added Features$2012,147$432,125
Major Home Updates or Advancements$2422,147$518,550

It's important to understand that when you estimate your replacement cost of your home in the 85396 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85396

Best Home & Auto Insurance Agencies in 85396

Housing Demographics for 85396

Population Review for 85396 Zip Code

For the city of Buckeye, the population within 85396 has increased to over 48,897 residents in population size. The current population total is 32,990. We have broken down the population based on race below. In 85396, there are over 16253 in male population and 16737 females.

PopulationValues
Total Population32,990
White Population22908
Black Population1626
Hispanic Population8255
Asian Population644
Hawaiian Population75
Indian Population407
Other Population3044
Male Population16253
Female Population16737
Population Estimate48897

Household Data for 85396

The average number of homes in 85396 is around 11,515, there are an average of 2.86 per household. The average house value according to local real estate values is around $345,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,515
Persons Per Household2.86
Average House Value$345,700
Income Per Household$105323
Median Age40.8
Median Age Male40.3
Median Age Female41.4
85396 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623
CityBuckeye
City Alias NameBUCKEYE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees1354
Business First Quarter Payroll11694
Business Annual Payroll60592
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential17097
Delivery Business90
Delivery Total19816
Preferred Last Line KeyZ10404
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10404
Land Area99.638000
Water Area0.021000
City Alias Code
City Mixed CaseBuckeye
City Alias Mixed CaseBuckeye
Box Count0
SFDU1763
MFDU13376
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number030925
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]