Get multiple home insurance quotes in 85501. Our licensed 85501, AZ agents are ready to serve you.

85501 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85501 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Globe, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85501 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Globe homeowners insurance rates, coverage options or home insurance types, please select Globe, AZ Home Insurance Rates Online!

85501 Home Insurance Average Premiums

Local 85501 homeowners insurance quotes comparison

$387 /yr.

Shows Zip Code: 85501 lowest rates with discounts applied on average.

For the 85501, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$387 /yr.
Average Coverage:$637 /yr.
2600 sq. ft. or higher
(all discounts applied)
$937 /yr.

What is the average home insurance cost for a home in 85501?

  • • The average homeowners insurance premium paid annually for a home in 85501 is around $637 per year.

What does it cost on average per month for home insurance in 85501?

  • • Homeowners in 85501 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85501?

  • • Autoowners in 85501 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Globe area, check out other zip codes nearby 85501.
Review average rates in another zip code:
85501 homeowners insurance rates

Home Replacement Cost Coverage in 85501

Average Building Cost Per Square Foot in 85501: $161

Location: Globe, Arizona (Gila County)

Average Square Footage in 85501: 773 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85501 before you start any project. Globe homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85501 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85501 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 773 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Globe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161773$124,400
Additional Upgrades & Added Features$201773$155,500
Major Home Updates or Advancements$242773$186,600

It's important to understand that when you estimate your replacement cost of your home in the 85501 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85501

Best Home & Auto Insurance Agencies in 85501

Shipley- Fernando Jose

Address: 1400 N Broad St Globe, AZ 85501
Phone:
Website:
Info:

American Family Insurance

Address: 1420 N Broad St Globe, AZ 85501
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Hockersmith- Dan J - State Farm Insurance Agent

Address: 666 E Ash St Globe, AZ 85501
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85501

Population Review for 85501 Zip Code

For the city of Globe, the population within 85501 has increased to over 10,522 residents in population size. The current population total is 12,473. We have broken down the population based on race below. In 85501, there are over 6269 in male population and 6204 females.

PopulationValues
Total Population12,473
White Population8237
Black Population96
Hispanic Population3969
Asian Population197
Hawaiian Population7
Indian Population1125
Other Population1260
Male Population6269
Female Population6204
Population Estimate10522

Household Data for 85501

The average number of homes in 85501 is around 4,924, there are an average of 2.41 per household. The average house value according to local real estate values is around $124,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,924
Persons Per Household2.41
Average House Value$124,400
Income Per Household$60905
Median Age43.9
Median Age Male41.8
Median Age Female45.9
85501 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928/520
CityGlobe
City Alias NameGLOBE
CountyGila
County FIPS007
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA429
CBSA37740
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePayson, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses217
Number Of Employees2502
Business First Quarter Payroll21735
Business Annual Payroll99082
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53597
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential4366
Delivery Business299
Delivery Total6578
Preferred Last Line KeyZ10553
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10553
Land Area549.557000
Water Area2.295000
City Alias Code
City Mixed CaseGlobe
City Alias Mixed CaseGlobe
Box Count0
SFDU2646
MFDU135
State ANSI04
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033515
Unique ZIP Name
SSA State County Code03030
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseGila

Arizona Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]