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85550 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 85550 zip code it's important to know that our rates are very competitive for homeowners living in San Carlos, AZ. Many homeowners based out of your 85550 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85550 should appear in the zip code field ready to go. For San Carlos, AZ Homeowners Insurance Quotes nearby, we offer the best rates and service.

85550: Average Home Insurance Rates

For homeowners living in the great city of San Carlos, the average homeowners policy is considered very low in comparison to other states. Arizona premiums are estimated to be around $640 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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85550 Home Insurance Average Premiums

Local 85550 homeowners insurance quotes comparison

$390 /yr.

Shows Zip Code: 85550 lowest rates with discounts applied on average.

For the 85550, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$390 /yr.
Average Coverage:$640 /yr.
2600 sq. ft. or higher
(all discounts applied)		$940 /yr.

What is the average home insurance cost for a home in 85550?

  • • The average homeowners insurance premium paid annually for a home in 85550 is around $640 per year.

What does it cost on average per month for home insurance in 85550?

  • • Homeowners in 85550 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85550?

  • • Autoowners in 85550 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Carlos area, check out other zip codes nearby 85550.
Review average rates in another zip code:
85550 homeowners insurance rates

Home Replacement Cost Coverage in 85550

Average Building Cost Per Square Foot in 85550: $161

Location: San Carlos, Arizona (Gila County)

Average Square Footage in 85550: 328 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85550 before you start any project. San Carlos homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85550 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85550 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 328 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Carlos area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161328$52,800
Additional Upgrades & Added Features$201328$66,000
Major Home Updates or Advancements$242328$79,200

It's important to understand that when you estimate your replacement cost of your home in the 85550 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85550

Best Home & Auto Insurance Agencies in 85550

Housing Demographics for 85550

Population Review for 85550 Zip Code

For the city of San Carlos, the population within 85550 has increased to over 0 residents in population size. The current population total is 4,934. We have broken down the population based on race below. In 85550, there are over 2410 in male population and 2524 females.

PopulationValues
Total Population4,934
White Population33
Black Population0
Hispanic Population112
Asian Population0
Hawaiian Population3
Indian Population4811
Other Population27
Male Population2410
Female Population2524
Population Estimate0

Household Data for 85550

The average number of homes in 85550 is around 1,159, there are an average of 4.26 per household. The average house value according to local real estate values is around $52,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,159
Persons Per Household4.26
Average House Value$52,800
Income Per Household$38457
Median Age27.5
Median Age Male25.7
Median Age Female28.8
85550 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CitySan Carlos
City Alias NameSAN CARLOS
CountyGila
County FIPS007
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA429
CBSA37740
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePayson, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees409
Business First Quarter Payroll3829
Business Annual Payroll12120
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53597
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total1209
Preferred Last Line KeyZ10811
Classification CodeP
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10811
Land Area428.379000
Water Area0.554000
City Alias Code
City Mixed CaseSan Carlos
City Alias Mixed CaseSan Carlos
Box Count1168
SFDU0
MFDU0
State ANSI04
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number037474
Unique ZIP Name
SSA State County Code03030
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseGila

Arizona Homeowners Insurance News & Information

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