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Home Insurance in 85551

Our rates are very competitive for homeowners living in the 85551 zip code. Many homeowners based out of Solomon, AZ have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our AZ licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85551 should appear in the zip code field ready to go.

85551 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Solomon area? The average homeowners premium in 85551 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 85551, you can expect to pay around $649 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 85551 Today!

Get Home Insurance Quotes in 85551

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Arizona. Start your 85551 home insurance shopping today!

  1. Solomon, AZ Home Insurance Quotes

85551 Home Insurance Average Premiums

Local 85551 homeowners insurance quotes comparison

$399 /yr.

Shows Zip Code: 85551 lowest rates with discounts applied on average.

For the 85551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$399 /yr.
Average Coverage:$649 /yr.
2600 sq. ft. or higher
(all discounts applied)
$949 /yr.

What is the average home insurance cost for a home in 85551?

  • • The average homeowners insurance premium paid annually for a home in 85551 is around $649 per year.

What does it cost on average per month for home insurance in 85551?

  • • Homeowners in 85551 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 85551?

  • • Autoowners in 85551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Solomon area, check out other zip codes nearby 85551.
Review average rates in another zip code:
85551 homeowners insurance rates

Home Replacement Cost Coverage in 85551

Average Building Cost Per Square Foot in 85551: $161

Location: Solomon, Arizona (Graham County)

Average Square Footage in 85551: 961 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85551 before you start any project. Solomon homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 961 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Solomon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161961$154,700
Additional Upgrades & Added Features$201961$193,375
Major Home Updates or Advancements$242961$232,050

It's important to understand that when you estimate your replacement cost of your home in the 85551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85551

Best Home & Auto Insurance Agencies in 85551

Housing Demographics for 85551

Population Review for 85551 Zip Code

For the city of Solomon, the population within 85551 has increased to over 0 residents in population size. The current population total is 396. We have broken down the population based on race below. In 85551, there are over 183 in male population and 213 females.

PopulationValues
Total Population396
White Population245
Black Population0
Hispanic Population290
Asian Population0
Hawaiian Population0
Indian Population2
Other Population83
Male Population183
Female Population213
Population Estimate0

Household Data for 85551

The average number of homes in 85551 is around 140, there are an average of 2.83 per household. The average house value according to local real estate values is around $154,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode140
Persons Per Household2.83
Average House Value$154,700
Income Per Household$68207
Median Age31.8
Median Age Male30.5
Median Age Female34.5
85551 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CitySolomon
City Alias NameSOLOMON
CountyGraham
County FIPS009
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA40940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSafford, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45657
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential0
Delivery Business0
Delivery Total217
Preferred Last Line KeyZ10845
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10845
Land Area25.290000
Water Area0.045000
City Alias Code
City Mixed CaseSolomon
City Alias Mixed CaseSolomon
Box Count206
SFDU0
MFDU0
State ANSI04
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number038066
Unique ZIP Name
SSA State County Code03040
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseGraham

Arizona Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]