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Home Insurance Rates in 85553

For homeowners shopping online in 85553, our insurance rates are very competitive for homeowners living in Tonto Basin, AZ. Many homeowners based out of the great city of Tonto Basin have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 85553, simply click the "Get Multiple Quotes Now" button. Your 85553 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Tonto Basin, AZ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

85553 Home Insurance Rating is: Very Low!

If you live in 85553, you can easily save up to 40% off the average home insurance premium of $646 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Tonto Basin can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 85553 today!

Get Multiple Home Insurance Rates in 85553!

85553 Home Insurance Average Premiums

Local 85553 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 85553 lowest rates with discounts applied on average.

For the 85553, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 85553?

  • • The average homeowners insurance premium paid annually for a home in 85553 is around $646 per year.

What does it cost on average per month for home insurance in 85553?

  • • Homeowners in 85553 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 85553?

  • • Autoowners in 85553 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tonto Basin area, check out other zip codes nearby 85553.
Review average rates in another zip code:
85553 homeowners insurance rates

Home Replacement Cost Coverage in 85553

Average Building Cost Per Square Foot in 85553: $161

Location: Tonto Basin, Arizona (Gila County)

Average Square Footage in 85553: 957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85553 before you start any project. Tonto Basin homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85553 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85553 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 957 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tonto Basin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161957$154,100
Additional Upgrades & Added Features$201957$192,625
Major Home Updates or Advancements$242957$231,150

It's important to understand that when you estimate your replacement cost of your home in the 85553 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85553

Best Home & Auto Insurance Agencies in 85553

Housing Demographics for 85553

Population Review for 85553 Zip Code

For the city of Tonto Basin, the population within 85553 has increased to over 0 residents in population size. The current population total is 1,491. We have broken down the population based on race below. In 85553, there are over 776 in male population and 715 females.

PopulationValues
Total Population1,491
White Population1371
Black Population12
Hispanic Population73
Asian Population4
Hawaiian Population0
Indian Population6
Other Population17
Male Population776
Female Population715
Population Estimate0

Household Data for 85553

The average number of homes in 85553 is around 835, there are an average of 1.79 per household. The average house value according to local real estate values is around $154,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode835
Persons Per Household1.79
Average House Value$154,100
Income Per Household$32125
Median Age66.0
Median Age Male67.1
Median Age Female65.4
85553 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityTonto Basin
City Alias NameTONTO BASIN
CountyGila
County FIPS007
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA429
CBSA37740
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePayson, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees49
Business First Quarter Payroll248
Business Annual Payroll1255
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53597
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total2247
Preferred Last Line KeyZ10932
Classification CodeP
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10932
Land Area303.297000
Water Area13.140000
City Alias Code
City Mixed CaseTonto Basin
City Alias Mixed CaseTonto Basin
Box Count1144
SFDU0
MFDU0
State ANSI04
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number038695
Unique ZIP Name
SSA State County Code03030
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseGila

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